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Called regarding loan application never applied for and it was a recording.
This is definitely a scam attempt. I work for a financial institution and I am very well aware of the laws as related to the Fair Debt Collection Act. This "Mr. Morgan" aka Kathy Banks, aka Candice James (and many others) are purely scam artists. In my case, they contacted me regarding an account of my brothers. They can do that, but, there are only certain things they are allowed to discuss, such as address and contact info. That's not what these folks did. They provided so called debt info, threatened arrest, etc, all of which is against the Fair Debt Collection Act and against the company's policy they were so called representing ( I contacted the company). These folks are scrammers.....plain and simple. Ignore or better yet, report them as I did to appropriate authorities and the companies they are supposedly representing.
Has been calling every few days, no voicemail left