I never heard of this company... they would not say why they were calling with myself giving personal information.
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The woman that I spoke to said that I owed money on a Capitol One account that was charged off 13 years ago. She asked me what my intentions were, and told them that I still owed this debt even though it had been charged off. I asked her not to call me anymore and she told me that she would continue to call until I paid this debt. She also told me that I had 5 days to pay the full balance to "resolve" this matter.
do not allow collections over 7 years old. If they have been sold bad debt buyers should leave the country and do online gambling instead. Neither party is helping the work situaton since loyalty to the game rules and not aon the job.
They called. These people mailed me a collection letter from p.o. box 1099 Wixom, MI. This was a collection for Washington Mutual Bank from a credit card I had with them. Its was definitely before 2008 that I took out that credit card. And WAMU is out of business since 2008 and was seized by the FDIC. The FDIC sold the banking subsidiaries (minus unsecured debt and equity claims) to JPMorgan Chase. No one bought the credit card debt. But evidently? Portfolio Recovery Associates, L.L.C. thinks they own it. They don't. They are trying to recover a account that is beyond statutory limits. (usually 3-7 years) DO NOT PAY THESE GUYS IT WILL START THE DEBT CLOCK FROM THE BEGINNING WITH THEM AS ORIGINAL CREDITOR (for a new 3-7years). DO NOT WRITE THEM BACK. DO NOT CALL THEM. HAVE NO CONTACT WITH THEM. If they try and sue you they will fail. They buy this debt for 4-8 cents on the dollar. The original creditors have already written off this debt. Don't fall for their scam.
Call all the time