These ECMC guys are a fake. Here is what happened to me with them.
You are a FRAUD!!! I got a call from you and checked all of my student loans on the NSLDS site. When I looked at all of them and called the current servicing company every one of them was still showing current and my status was still listed as "enrolled" like it should have been. How can I be default on loans for which have not been through the 6 month waiting period and I'm still in school using them. You guys are a bunch of idiots. The first question out of your "salespersons" mouth when he got me on the phone was that he wanted my SS number. Why would that be his first question? He didn't even ask for my name!!!!!!
Total SCAM!! Watch out for them to all the students out there...They know nothing about you and want you to give them the information!!! Don't give them anything and check with your loan servicing company and also your credit report. If they are both clear and current, tell these idiots to fly a kite like I did.