I did not receive a phone call. I received an actual bill from these clowns supposedly for a First Premier Bank Card account. They claim the amount owed is $663.50, but if I pay $165.89 by today, they will consider the account settled. I have NEVER had a First Premier Bank Card until a couple of months ago when I opened a new account. I called First Premier and was told they never hired these fools and verified the account information is not mine. I called Firstsource at the 888 number. The person who answered had very broken English. I told him this was NOT my account. The first thing he did was ask me to verify my name, then wanted the last 4 of my social. I told him I wasn't giving him squat and I was demanding to know where they got their information. He hung up on me.