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They tell you that you have a payday loan you defaulted on and they also have your social security number and that if you do not take care of this debt there will be criminal charges filed on you in some court. When you ask them to mail something to you they cant because you case file has already been downloaded in the courts. I believe people have the right to be notified via postal mail about any debts being charged against them.

Caller: Adam Clark

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