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I'm the credit analyst working on your approval. I see that you had inquired regarding a personal line of credit or consolidation loan, and while it didn't move forward at the time, a few things have changed this year with rates and underwriting. Most likely we can get you approved for about $49,000. Underwriting notes shows just pending income verification. If you're still interested in reviewing your options, press one now or give us a call back at 855-909-0822. I'll be happy to go over your terms with you. Look forward to speak with you.