I JUST GOT A CALL FROM THEM TELLING ME I HAD A CREDIT CARD WHEN I DONT SO I ASKED THEM WHY DO I HAVE A CREDIT CARD IN MY NAME WHEN I DONT HAVE ONE AND THE LADY WAS SO RUDE AND RAISED HER VOICE AND WOULDNT TELL ME WHY THERE WAS A CREDIT CARD IN MY NAME AND TOLD ME TO DISREGARD THE PHONE CALL AND HUNG UP..I CALLED THE NUMBER BACK AND IT WOULDNT CONNECT ME.