(360) 529-6177

Vital Empirical Prima Facie Forensic Evidence and Related Facts that consumers use to get PAID by abusive debt collectors that harass, abuse, defraud, waste, violate your civil human rights and liberties…
http://www.corporationwiki.com/California/Huntington-Beach/cardholder-services-inc/42018972.aspx
http://sciguy.hubpages.com/hub/Cardholder-Services
http://www.elsewhere.org/journal/archives/2007/07/02/cardholder-services/
http://www.elsewhere.org/journal/archives/2007/07/02/cardholder-services/feed/
http://complaintwire.org/complaint/QJYBAAAAAAA/cardholders-services
“The Federal Communications Commission may impose monetary forfeitures not to exceed $11,000 for each such violation or each day of a continuing violation.” Can Government Protect Us Innocent Citizen Victims of Racketeering Activities, Other Crimes, Wrongdoings and Lesser Indefensible Violation Practices, including Fraud, Abuse, Waste, Violations of Civil and Human Rights, Violations of Civil Liberties and Other Ongoing Assaults against Humanity? “No They Can’t” by John Stossel:
http://loganbooktable.wordpress.com/2012/04/11/john-stossels-no-they-cant/
Here is vital empirical prima facie forensic evidence and related facts that prove beyond a shadow of a doubt that “OUR ENEMY, THE STATE” (by Albert Jay Nock) Can’t Protect Us: Why Government Fails but Individuals Succeed when individuals and groups of individuals:
“Don’t get mad, get even and get PAID! The abuse of consumers by the debt collection industry has skyrocketed in the last several years. Federal and state regulators are slow to pursue actions against collection companies; it has now fallen on consumers to exact justice from abusive collectors.”
“This book is written with consumers in mind, primarily for those who have been harassed, or abused, by unscrupulous debt collectors. Much of the information included are from my own real-life experiences. I will show you how to identify illegal collection tactics, how to prepare evidence and how to file a lawsuit against debt collector.”
“The contents of this book are not for exacting revenge on legitimate debt collection companies, it is for exacting justice for consumers that have been abused by debt collectors. If you are reading this book then you are probably at wits end and have been on the receiving end of bad debt collection tactics. It is time to turn the tables on illegal debt collections and hit them where it hurts, in the wallet.”
“The big secret in the debt collection industry is that upwards of ninety-eight percent of legitimate consumer filed Fair Debt Collection Practices Act (FDCPA) lawsuits the collection company will settle before their case ever makes it to a courtroom. Many times an offer of settlement is made as soon as the collection company files an answer to your complaint. This is the collection industry “Achilles Heel.”
“The Process of collecting evidence and filing suit is not complicated or overly burdensome. Anyone can do it. One thing is certain, the bigger the collection company, the faster they settle consumer generated lawsuits. More information available at SuingDebtCollectors.com”

“Sue Abusive Debt Collectors” and “Sticking It To Sue Happy Debt Collectors” by Allen Harkleroad:
“I look at being sued by a debt collector like this: If you are going to sue me, you better have the proof and documentation to validate it. It doesn’t matter if I owe the debt or not. I am not an easy money target and after you read my book neither will you.”
“Allen Harkleroad may just be the most dangerous consumer in America for companies that treat people unfairly. He has a long and distinguished history of sticking it to those who have treated him and other unfairly.”
“You can now take advantage of his thousands of hours of research and considerable experience and put it to good use in defending yourself against collections lawsuits. Bottom line is that you as a consumer need to be prepared to stand up and assert your rights to protect yourself. With Allen on your side you are on the right track.” Chris Gleason, Esq., consumer protection attorney.”
Deceptive telemarketing pitch for "interest rate reduction", ignoring the Do Not Call list. Probable scam.

http://allfinancialmatters.com/2008/12/16/im- ... older-services/

According to this, they were already sited by FCC for violations.
http://www.haloscan.com/comments/lincmad/6500520568862720776/
"...
Apparently you caught "Rachel" or "Michelle" or whoever, in an unusual moment of at least partial candor. The part about "working for a number of major credit card companies" is clearly an outright lie, but the part about getting your number from "generally available public records" is both true and an admission of breaking the law.

The 954 number is somewhere in Broward County (Fort Lauderdale), Florida.

I got another of these calls myself this morning, with no caller ID. I filed a complaint on the FCC website, Form 1088, which you can file online here. IF the call was identified as "Cardholder Services" (that exact name), be sure to reference FCC Order DA-07-977A1 (2007), which was the citation issued on 2007-03-02. Since they are continuing the illegal practices after being cited, they are liable for up to $11,000 per day in fines.
..."

Here is a list of such citations:
http://www.fcc.gov/Document_Indexes/Enforcement/2007_index_EB_Order.html

Here is their citation in 2007:
http://hraunfoss.fcc.gov/edocs_public/attachmatch/DA-07-977A1.pdf

they keep calling