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Caller: !caller!
Initially said that there is nothing wrong with my credit - but if I will press 1 and speak to a representative, they will lower my rates.
This is a credit card scam. It started with a pre-recorded message about a low credit card interest rate. I selected to talk to an operator and was transferred to an Indian speaking person. He said he was working with my bank. I asked him what bank and he said Bank of America. I do not bank with Bank of America. I told him I was on the do not call list and to take my number off his calling list. He then hung up on me.
lower intrest rate
lower interest rates on credit cards
Credit card services