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SPAM
I applied for a loan from a couple of places online and got a phone call from a guy claiming to be Sam Anderson from First Loan America. Somehow one of the places I applied forwarded my information to this guy. When I returned the call to him he said I was "approved" for a loan with them. The amount I was approved for was up to $3000.00. I told him I didn't need that much and he said the minimum they could do was $1500.00 so I said ok. Here is where it got really funky, he started telling me I needed to open an account with $300.00 for collateral. I told him I couldn't do that right now until the 15th of June if the offer was still good then to call me back. I know some loan and even secured credit card companies will make you open a collateral account with them so I didn't think anything of it. I googled the name First American Loan and found several online reports of the exact conversation I had with a similar sounding person who was just bait scamming people into sending them money and taking off with it.
Buyer beware if you get a call from this guy/phone number run, run fast and far away!
Also he had my information so I will be going to close/open a new bank account tomorrow -__-