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Reduced credit card interest.
Opportunity to lower credit card interest rates.
First a recorded message saying you must call about your account balance, but hurry, must do it now or offer ends. Then you can press a number to speak to live agent. I did, and I asked the man what the company name was, and he asked, "Why?" I said I want to report your company for calling me unsolicited at 9 am on Saturday morning. He said, "It's called You Are Stupid Company." Then he called me "Mrs. Idiot," all in a foreign accent that sounded Middle Eastern. (I am just reporting -- not being racist.) It sounded like a call center in the background. When I didn't reply, he finally hung up. I have received this kind of call many times, but I have not recorded the dates.
Credit card rate reduction; this was not from my credit card provider or affiliate.
Offered lower interest rates on credit card balances.