(425) 406-9024

If you want information on this scam and the people behind it I recommend checking out these websites:

http://onthespotblog.com/the-hunt-for-rachel-at-cardholder-services .

http://www.dslreports.com/forum/r26458611-Scam-Card-Services-relentless-phone-calls-revisited .

http://www.ftc.gov/os/caselist/0823216/100722mcsstip.pdf .

These people are nothing more than common criminals with with a complete disregard for the law and they have no reason to be civil. They ask for up front fees and charge your credit card without performing any services.

The players we know that are now involved, including names and cities are:
Ambrosia Web Design LLC, Chris Ambrosia, Mesa, Arizona, chris@ambrosiadesign.net, (888) 583-1956
American Debt Negotiators, Ran David Barnea, Boca Raton, Florida
AnswerNet, 2325 Maryland Road, Suite 150, Willow Grove, PA 19090 PHONE NUMBER (800) 411-5777
AnswerNet, Portland Call Center Location: 2951 NW Division Street, Suite 110, Gresham, OR 97030 Local Phone: 503-222-1327 Toll Free: 800-727-9144
Associated Accounting Specialists Inc., William R. Page, Port Saint Lucie, Florida 34986, 877-982-7526
CAM Services, sales@camservices.us, 209 E Baseline Rd, Tempe, Arizona 85283, (800) 455-4503
Castle Rock Capital Management, Roy M. Cox, Laguna Niguel, California
Concord Financial Advisors LLC, Lee Cestine, Mesa, Arizona, lee@afbllconline.com, (602) 620-1460
Financial Services Solutions LLC, CEO Unknown, New York, New York
Key One Solutions, 7650 S. McClintock Dr. #103-119 (Ups Store), Tempe, AZ 85284, phone (888)599-7112 (or 7113), http://keyonesolutionsinc.com/
Max Direct, LLC, 2335 W. NOPAL AVE., MESA, AZ 85202, phone (480) 703-5818, fax (480) 292-8195
PHL International, Mark Burton, Deerfield Beach, Florida
Premiere Debt Solutions, CEO Unknown, Orlando, Florida
Red Leaf Capital LLC, Leroy Castine, Mesa, Arizona

I have now received more than 200 (I have them documented) calls from these scum sucking criminals. I have filed more than 50 complaints with the FTC, however I doubt that they will ever be able to stop any of them.

Civil action by the FTC against such criminals is totally ineffective. These criminals need to be charged with Federal Felonies and subjected to significant jail time. All of those involved know that they are violating FTC regulations. The FTC prohibits unsolicited calls for any kind of debt / interest rate reductions which require up front fees. The FTC levies huge fines, then rescinds them based on inability to pay. The FTC settles for the minimal cash on hand, and enjoins them from future "telemarketing". The criminals sign off, then go right back to business. The entire operations are clearly criminal, intent to defraud, etc, and should be dealt with in criminal court and not by civil actions.

they just change the number they call from. I have no account with them and have reported them numerous times to the fed no call list

Robot asks to lower credit card interest rate

credit card scam

Interest rate scam