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FCC Complaint
0

credit card interest rate reduction

FCC Complaint
0

Something about refinancing a credit card

FCC Complaint
0

credit counseling

Anonymouse
0

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-stirs-up-rachel-at-cardholder-services/
http://onthespotblog.com/tag/cardholder-services/

People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.

The calls are being made from outside the US however most of the call centers (where you actually talk to someone after pressing 1) are in the US and the companies making the money from the scam are owned by people in the US. They will charge thousands of dollars on your credit card without performing any services.

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC. Keep complaining to the FTC and FCC, and start bugging our politicians to pass laws to make it punishable in criminal court instead of handing out fines that they don't pay. Another course of action is to contact phone companies to find out why they won't block spoofed numbers. With today's technology that should be an easy thing to do, unless they are somehow profiting from the use of their systems.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

For anyone thinking of using Special Information Tones (or as they're called in the industry SIT tones) to fake a non working phone number, they won't work. Since around 2001-2002, the costs of "digital" business lines have dropped dramatically, along with Voice over IP (Internet) telephone service. Neither of these use the SIT tones as the call information is carried separate from the audio.
This separate call information tells the calling party digitally if the call was answered, busy, voice mail, forwarded, rejected, etc. This renders SIT tones useless. Also the "TeleZapper" products that used to be on the market used this method as well, and were rendered ineffective for the same reasons.
It is also through this separate call information message that the spoofed caller ID information is transmitted.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone. The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls/
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf

Check here first to see if it is one of their phone numbers:
http://telemarketerspam.wordpress.com
Pacific Telecom Communications Group
Follow JD's recommendations in the blog and stop them at the source.

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names).These businesses have ripped people off for millions of dollars, yet have paid only a couple of thousand dollars in fines. The only way to stop them is to throw them in prison for a few years to make this criminal activity less attractive.

The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon.

The Indiana Attorney General’s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana’s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of T

Anonymous
0

They try to make it sound like it is your real bank offering you lower interest. It is not.

Caller: Credit Card
FCC Complaint
0

offer to reduce interest rate -- didn't say on what (loan or whatever); said it was "last chance" and said to press "1" to speak to someone and "2" to not receive calls anymore. Did the "2" but it just disconnected the call. Have received exact same message (with different person's name & alternate company, "Card Holder Services") before and I've filed several other complaints!

Anonymous
0

Calls numerous times, then hangs up.

Caller: Android Spam
FCC Complaint
0

Lowering credit card rates to as low as 6.9%

FCC Complaint
0

Reduced rate on credit cards

FCC Complaint
0

credit card refinancing

Beckster
0

Offered to give me a 6% interest rate, but needed me to read out my credit card number. When I told the Indian woman that I would not do that, she put me on the phone with an Indian man who was pressuring me and was very nasty. When I refused and indicated that this may be a scam, he hung up on me.

FCC Complaint
0

Saying it wanted to offer me a credit card.

Lady Who
0

Phishing scam.

Don't believe the "press 3 to no longer get phone calls" either. I pressed 3, they hung up on me and then the robocalls continued on as before.

Caller: Don't know.
Anonymous
0

credit card telemarketing scam

Caller: None
Anonymous
0

robocall offering lowered interest rates

Caller: Heather
FCC Complaint
0

Promoting reduction of one's credit card interest rate.

Caller: none
FCC Complaint
0

lower my interest rates on my current accounts

FCC Complaint
0

lowering interest rates on credit card

FCC Complaint
0

Lower interest rate on a credit card. Message implied I already had the card.

Caller: ?
Anonymous
0

Offer to lower credit card interest rate to 6% and that it would be final notice.

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Recent Complaint Activity for (425) 406-9028

An reported as spam
12/19/12 11:37 PM
An reported as spam
12/19/12 10:39 AM
An reported as spam
12/19/12 09:00 AM
An reported as spam
09/21/12 12:24 PM
An reported as spam
09/21/12 11:58 AM
An reported as spam
09/21/12 11:21 AM
An reported as spam
09/21/12 11:10 AM
reported as spam
08/23/12 10:10 AM
suggested caller name as Credit Card Services
08/23/12 09:40 AM
suggested caller name as none
08/08/12 09:17 AM
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