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It said it was from a credit card company
Calling to "about your credit care, nothing wrong with your credit card..." Have gotten these calls on land line for years, even with no-call registry in effect. 1st time on my cell phone. But they're not affiliated with any card I have. Got to real person, told them to take me off list, and they hung up on me.
lower credit card rates.
First a recording from Account Services, implying they are one of your credit card companies. Then you press one for a live person from India. I asked what company she was with and she rattled off all the majors - Chase, Bank of America, etc., then tried to get me to verify I had one of these. I gave her a hard time until she hung up on me. You could hear she was in a boiler room. Trying to sell debt consolidation or some other scam.
lower your interest rate from unknown company