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harassing calls all day
I have been extremely unhappy with this company since they took over my 2 car loans from Citi. When I call, I have gotten numerous people who barely speak the English language enough to understand what I am telling them! I have also gotten three different answers to the exact same question everytime I have called. The right hand doesn't know what the left hand is doing....
These people are hard up for your payment. My due date is the 15th of the month and if they don't receive the payment by the 16th they start calling and calling. 15 calls per day from a bunch of different numbers. Unreal! I have never been more than 10 days late yet they continue to harass me. Never again! Once this car is paid off I am done.
calls 8-10 times per day!! early morning and late at night!! i have to cut my ringer off at night just to get some sleep!!

If they are calling you after 9pm you can file a complaint with the FCC and the FTC. That is against federal law to contact you after that time.
This company is associated with Santander, they call for car note payments and even though I told the representative that my number didn't belong to the person they were looking for they continued to call. Now I am looking into collection harassment and filing a suite against them. A FCC complaint can be filed as well... good luck everyone.