(510) 370-0619

STARTED RECEIVING EARLY MORNING CALLS FROM 510-370-0619 AND 510-370-0649 TO BOTH OF MY HOME AND CELLPHONE NUMBERS JUST MINUTES APART.

A TOTAL OF 7 CALLS RECEIVED SO FAR, AND THE DAY IS FAR FROM OVER.

I GOOGLED BOTH NUMBERS AND FOUND OUT THAT "AFFILIATED CREDIT SERVICES" IS A COLLECTION AGENCY FOR DELINQUENT/PASS DUE MEDICAL AND UTILITY BILLS.

ME AND MY WIFE ARE BOTH 74, RETIRED (ME: CAPTAIN, MAJOR AIRLINE. WIFE: VA ADMINISTRATOR) WITH NO MORTGAGE, NO PERSONAL OR BUSINESS LOANS, NO CAR NOTES, NO STUDENT LOAN, NO MEDICAL BILLS BECAUSE ME AND MY WIFE ARE 100% FULLY COVERED, MONTHLY UTILITIES ARE FIXED AT $280.

THE FIRST TWO CALLS WENT TO VOICEMAIL. CALLER MENTIONED ME BY MY FIRST AND LAST NAME ONLY.

CALLER LEFT HIS CALLBACK NUMBER FOR ME TO CALL BACK WITH MY "ACCOUNT NUMBER."

WHAT ACCOUNT NUMBER?

NO LETTERS RECEIVED IN THE MAIL SAYING WHO THE CREDITOR IS OR HOW MUCH IS OWED.