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This guy called me and asked me if I wanted to reduce my debt. I asked how he could manage that and he said because he worked for VISA, MC, America Express and Discover. I then asked him for his name and apparently he thought he had a live one on the line so he replied "umm..... Mike" when I said it wasn't a trick question and I just wanted to know who I was speaking with he started naming off credit cards again. At this point I am even more suspicious than I was before. I asked him again what company he worked for since he wasn't sure what his name was, at this point he started cursing me in English but got so worked up he forgot himself and slipped, I presume, into his native language and continued ranting in what sounded like a middle eastern language but I heard the term, "mother f__ker" mixed in. I hung up on him and called the number back but no one would answer the call!