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The ability to lower my credit card interest rate. The recording said they had made repeated attempts to contact me (which is true - they call frequently). They call themselves Card Services. For the first time, I stayed on the line to talk to a representative. When she answered, I said I would like the name and mailing address of the company. She hung up. I did use *69 to get the number, which I've listed below.
  Caller: Card Services  
      credit card reduced rates
  Caller: Credit Card Services  
      They advertise assistance with my credit cards. Since I don't have any, I know they're cold calling and running a scam.
  Caller: Card holder services  
      To reduce credit card interest rates
It offered the chance to lower my interest rate.
  Caller: Card Services  
      Recent Complaint Activity for (520) 301-4398
    FTC Complaint reported as spam     
    07/30/13 08:00 PM 
        FCC Complaint suggested caller name as card services     
    04/09/12 10:15 AM 
        FCC Complaint suggested caller name as Card Services     
    02/27/12 09:58 AM 
        FCC Complaint suggested caller name as Valerie Credit Card Services     
    02/10/12 11:00 AM 
        FCC Complaint suggested caller name as None     
    02/06/12 10:45 AM 
        FCC Complaint suggested caller name as Card Member Services     
    02/03/12 03:20 PM 
        FCC Complaint suggested caller name as Cardholder Services     
    02/01/12 03:25 PM 
        FCC Complaint suggested caller name as Rachel Credit Card Services     
    02/01/12 10:00 AM 
        FCC Complaint suggested caller name as "Unknown"     
    01/31/12 11:38 AM 
        FCC Complaint suggested caller name as Cardmember Services (Acting as Visa/Mastercard)     
    01/24/12 11:39 AM 
     Other phone numbers in the  520
  area code 
 
    
  
 
 
  
  
 