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The recorded message says, "This is Account Services calling." It goes on to say that the call is the "...final notice..." to lower the interest rate on my credit card. A person I spoke to said that their company was given my phone number directly from Visa Card Services. I called Visa to confirm this. The Visa representative said that was not true, and that Visa would never give an outside party my information for the purpose of lowering my interest rate.
Credit Card Fee Reduction
Above call at 3:38PM was from 617-371-4000.
Did not record time of other calls re question #5, but did recall multiple phone numbers as shown on complaint.
Lowering credit debt
Automated service comes on at first to tell you that: "Card services informing me there are no problems with my account. But would like to help you with lowering your interest rates on your credit card and this is your last notice. Hit 1 to talk with someone or Hit 2 for us not to call again." Well I have hit 2 once and talk to someone twice and have asked both times for my name to be removed.
Lower my debt if it is exceeding $4000.00.