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FCC Complaint
0

The pre-recorded message offered to lower my interest rate, but never said on what. Then, when the person came on the line, I asked to be removed from the list (for at least the 6th time), and they hung up on me.

FCC Complaint
0

They will lower my interest rate on credit cards

FCC Complaint
0

lowering my interest rate on my credit cards to 6.9%. I don't have any credit cards.

FCC Complaint
0

low-interest pre-qualified credit cards

FCC Complaint
0

6.9% interest rate

Caller: Rachel
FCC Complaint
0

Lower interest loan of some kind?

FCC Complaint
0

Credit card transfer information. FRAUD!

Caller: Card Services
FCC Complaint
0

something to do with credit card rate

Caller: Rachel
FCC Complaint
0

Credit card services

FCC Complaint
0

A lower interest rate on credit cards.

FCC Complaint
0

Offers to lower my credit card interest rates.

Anonymous
0

Recorded message offering lower credit interest rates.

Caller: Credit Agency
FCC Complaint
0

lower interest rate on unidentified credit line

FCC Complaint
0

Card Member Services, credit card services.

Anonymous
0

Rachel with cardholder services?????

Anonymouse
0

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-stirs-up-rachel-at-cardholder-services/
http://onthespotblog.com/tag/cardholder-services/
http://complaintwire.org/complaint/ipzhHRymJAY/cardholder-services-oregon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08/30/fred-accuardi-and-illegal-telemarketing/

People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.

The calls are being made from outside the US however most of the call centers (where you actually talk to someone after pressing 1) are in the US and the companies making the money from the scam are owned by people in the US. They will charge thousands of dollars on your credit card without performing any services.

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC. Keep complaining to the FTC and FCC, and start bugging our politicians to pass laws to make it punishable in criminal court instead of handing out fines that they don't pay. Another course of action is to contact phone companies to find out why they won't block spoofed numbers. With today's technology that should be an easy thing to do, unless they are somehow profiting from the use of their systems.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

For anyone thinking of using Special Information Tones (or as they're called in the industry SIT tones) to fake a non working phone number, they won't work. Since around 2001-2002, the costs of digital business lines have dropped dramatically, along with Voice over IP (Internet) telephone service. Neither of these use the SIT tones as the call information is carried separate from the audio.
This separate call information tells the calling party digitally if the call was answered, busy, voice mail, forwarded, rejected, etc. This renders SIT tones useless. Also the TeleZapper products that used to be on the market used this method as well, and were rendered ineffective for the same reasons.
It is also through this separate call information message that the spoofed caller ID information is transmitted.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone. The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls/
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf
You can also try suing them in small claims court. This site has some information on how to proceed. http://www.killthecalls.com/

Check here first to see if it is one of their phone numbers:
http://telemarketerspam.wordpress.com
Pacific Telecom Communications Group
Follow JD's recommendations in the blog and stop them at the source.

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names).These businesses have ripped people off for millions of dollars, yet have paid only a couple of thousand dollars in fines. The only way to stop them is to throw them in prison for a few years to make this criminal activity less attractive.

The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon.

The Indiana Attorney General’s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana’s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not

Anonymouse
0

They claim that you can go to their website and be removed from their calling lists. http://www.wcaconsent.com/HOME.html
Good luck with that. The bad news is there are thousands of complaints about this company not stopping the calls not to mention the unresolved complaints from the BBB that can't find a legitimate address for the company. All that can be found is a UPS drop box (The UPS Store #4567 - CLEARWATER, FL 2643 Gulf Bay Blvd Suite 1560-411, Clearwater, FL 33759) that is being used to launder the money out of this country or a virtual office in Las Vegas (Worldwide Commerce Associates, LLC 3651 Lindell Road, Suite D Las Vegas, NV 89103) with a receptionist answering the phone for multiple non-existent companies.
http://www.virtualofficeslv.com/
http://www.bbb.org/west-florida/business-reviews/telemarketing-companies/wca-subscriber-services-in-clearwater-fl-90107305
You are dealing with a company that is owned by a woman in India and registered in Cyprus. If you request to be removed from their calling list and the calls persist then you should continually file complaints with your Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done. The only option is to go after the companies that are outsourcing to overseas boiler rooms.
Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved. Since they are operating across borders it should become a federal felony and should be handled by the FBI under the RICO Act.

FCC Complaint
0

Offer of credit card.

FCC Complaint
0

Credit Card Svcs.

Caller: Bordentown, NJ
FCC Complaint
0

lower interest rate on credit cards

Caller: Account Services

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Recent Complaint Activity for (609) 227-4849

suggested caller name as Bordentown, NJ
12/27/13 06:30 PM
reported as spam
11/15/13 12:00 AM
suggested caller name as "Discover" Cardholder Account Services
02/25/13 12:05 PM
suggested caller name as Ann with Cardmember Services
11/14/12 02:52 PM
suggested caller name as Card one services
10/16/12 03:45 PM
suggested caller name as Ann (recording)
10/15/12 05:29 PM
suggested caller name as Rachel or Ann
10/01/12 01:56 PM
suggested caller name as Rachel at cardmember services
09/11/12 10:05 AM
suggested caller name as Ann from Account Services
08/29/12 01:02 PM
suggested caller name as Ann from account services
08/27/12 04:33 PM
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