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This is a LEGIT debt collector. MULTIPLE types of companies who offer "credit" / "financing" options will write off / sell the debt to these collectors. You SHOULD answer the phone call and provide at LEAST a 1st & last name, then have THEM verify any other information relating to your debt. You do NOT want to mess up your credit, so make sure you either get info on what you owe, who to pay and why, or, ensure they update the account if your phone number isn't the account phone number.
What a big bunch of crap this comment is!! "Legit"?? LOL There is NO such thing as a legit debt collector!! There are all scum and bend rule and violate rule after rule until they are caught only to start a new company under new name and new numbers... Pay 6 cents on the dollar for bad debt that is wrongfully owed 80% of the time... Fight these scum, REPORT them and they will be forced to lose their invested amount into the debt buy... Scam!
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