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The recorded message says, "This is Account Services calling." It goes on to say that the call is the "...final notice..." to lower the interest rate on my credit card. A person I spoke to said that their company was given my phone number directly from Visa Card Services. I called Visa to confirm this. The Visa representative said that was not true, and that Visa would never give an outside party my information for the purpose of lowering my interest rate.
Reduced interest rate on credit cards. Once rep comes on phone they ask if you have over 'X' amt of debt. If you say anything other than yes..such as Do not call me or I'm on do not call list they hang up before you can finish the sentence. If you say yes to their question and the rep starts their script, they hang up if you start to say anything that doesn't answer their question.
Lower interest rate.
CTR 277: Card Services offering to lower the interest rates on his credit card.
this is a sham