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Lower interest rate on credit cards. I do not have any credit cards. They ask for credit card numbers, suggesting thatin givening them my info (credit card numbers and addresses, names on the cards), they will lower my interest rates.
Consolidation of debt.
Providing service to refinance credit card debt
They are trying to get me to sign up for credit card rate reduction. They claim at the beginning that this call is about my "credit card account".
They state that they are calling about my "credit card" (very general). And they say there is nothing wrong my my account, but they are offering a "rate reduction" for my credit card. That is all in the per-recorded message, then I press 1 to talk with someone... That's when I ask to be removed from their call list and that's when they just hang up on me.