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FRESH VIEW SOLUTIONS
Posted in: http://800notes.com/Phone.aspx/1-303-847-4855#p855815059039105211
http://800notes.com/Phone.aspx/1-303-847-4840
Web page with alleged contact info: http://www.freshviewsolutions.com/contact-us
BBB page listing them as an accredited business with 1 complaint and 1 negative review: http://www.bbb.org/denver/business-reviews/co ... ver-co-90170519
Note that it also lists a different address than the one on their contact page.
Fresh View solutions does not seem to be on the Colorado AG’s list of collection agencies: http://www.coloradoattorneygeneral.gov/sites/ ... b/CabReport.pdf
Bizapedia lists them as an Ohio corporation: http://www.bizapedia.com/oh/FRESH-VIEW-SOLUTIONS.html
They also seem to be located in Kansas: http://www.zoominfo.com/s/#!search/profile/co ... argetid=profile
Looks like one of the criminals at this organization has a LinkedIn page: https://www.linkedin.com/pub/matt-bailiff/36/93/805
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
File a complaint with the Colorado AG also: http://www.stopfraudcolorado.gov/about-consumer-protection/report-fraud