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Caller: !caller!
Scam: Reference to your current credit card account. There's no problems currently with your accounts. It is urgent however that you contact us concerning your eligibility for lowering your interest rates to as little as 6.9% your eligibility expires shortly, so please consider this your final notice please press 1 now on your phone to speak with a live operator and lower your interest rates or press 2 to discontinue further notices. Thank you and have a great day.