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FCC Complaint
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The services offered are vague, "To lower your interest rate... speak to one of our representatives". One time I actually waited to speak to a person and a female answered after abut 3 minutes of waiting. She immediately began asking for my credit card information, to "confirm" my identity. I did not give any info and was disconnected after not complying to her requests.
This particular incident was approximately 3 months ago.
After these types of calls continued I began to record many of the numbers used. Many of these calls, regardless of the number they call from start with the EXACT SAME pre-recorded message (female voice). Now they have started using another recording, same wording but different voice (male voice).
Once I identify a number used by this scammer I enter it into the blocked numbers list with my service provider. Within 1 day of being blocked they call from a different number, and the cycle continues. Hope this is helpful.

Caller: none
FCC Complaint
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credit card reduction

Caller: Rebecca
FCC Complaint
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higher google listing, credit card consolidation

Caller: google listing
FCC Complaint
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They offer credit card debt consolidation.

FCC Complaint
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Credit card interest rate reduction through newly released presidential 'stimulus package'.

FCC Complaint
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Reduction in credit card interest rates.

Caller: "Account services" or "Credit Card Services"
FCC Complaint
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Credit Card Interest Reduction

Caller: Card Services
FCC Complaint
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They could lower my interest rates

Caller: Card Member services
FCC Complaint
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card services interest reduction

Caller: Card Services
FCC Complaint
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Something to do with assiting with credit cards. cannot make verbal contact, they hang up.

Caller: Anne with Account services
FCC Complaint
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There is a recording asking me to push 1 if I want to "lower my interest rate on my charge cards". I have repeatedly told them to remove me from their list. They have ALWAYS been rude and hang up on me.

FCC Complaint
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crdit cards interest rate

FCC Complaint
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as far as I can remember ... one was a trivia contest ... the others I don't remember

FCC Complaint
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Student Services, Government Legislative, etc.

Caller: Jackie or Ann
Anon Name
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Here's what I do every time they called me, and they have now stopped.

1) File an Internet fraud complaint at the FBI website. Their site is the Internet Crime Complaint Center http://www.ic3.gov/default.aspx

Include the date, time of call, and any details of harassment. Keep these lowlife scum on the phone as long as possible, it may help to establish tracking codes that can be traced.

2) File another complaint with http://www.stopfraud.gov/report.html

No one likes to have the FED after them, especially crooks that know they will end up in jail once caught.

These lame excuses of humans will have their day in prison. Believe it.

Caller: Abusers and losers
FCC Complaint
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a way to reduce the interest rate on my credit cards

Caller: Cardmember Services
FCC Complaint
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Card Services.. offers chance to lower interest rate on credit cards

Caller: "rachale" or "april"
FCC Complaint
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Lowering non-existent credit card bills

Caller: None
FCC Complaint
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Lower interest rates

Caller: Account Services
FCC Complaint
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"reduce interest rate on my credit card balance" I don't have a credit card balance and have told them this many times.

Caller: "credit card services"

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Recent Complaint Activity for (720) 409-2532

reported as spam
11/07/13 05:00 PM
suggested caller name as Account services
11/26/12 10:15 AM
suggested caller name as Credit Card Services (?)
08/02/12 05:01 PM
suggested caller name as commercial entity works representative
06/25/12 02:56 PM
suggested caller name as Account Services "Heather"
05/23/12 02:48 PM
suggested caller name as None
05/19/12 09:35 AM
suggested caller name as Ann with Account Services
05/18/12 02:33 PM
suggested caller name as No
05/08/12 09:32 AM
suggested caller name as Account Services
04/25/12 04:14 PM
suggested caller name as Low Rate Services
03/16/12 11:14 AM
Other phone numbers in the 720 area code