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For the last couple weeks I have been getting called by someone/some company who claims to be “Cardmember Services” They start with a little pre-recorded spiel about being my final notice (Yeah right! I only wish it was my final notice.) to lower my credit card interest rates. The messages goes on to say “Press 1 to speak to an agent.”

The first time they called, I pressed 1 and when they came on I asked to be removed from their calling list as I am on the National Do Not Call registry. They promptly hung up the line. I then tried calling them back on the number they called on and the line reported that it was no longer in service. “Great!” I thought, these losers don’t want to be called back.

I left it alone and sure enough the next day at a different time, I get a call again, only this time the number was a different number on the caller ID. So I did the routine again and pressed 1. I led them on for a bit about being interested in their service and when they got suspicious of my schemes (when I asked them who they were with) they just hung up.

Sure enough, the next day I get another call, it is the same thing. This time, I got a little further with them, to the point where, just as I suspected, they wanted a credit card number to verify I had the debt. Meanwhile I am recording this whole conversation the whole time. I quickly found a cool website with a bunch of numbers that will pass the MOD10 algorithm test and gave one of them to the lady. She said she was going to run it and would be right back. I waited a few minutes and then she had me verify the number. I repeated it back to her and she put me on hold again for a few more minutes. Finally she said, ‘I am having a lot of trouble running that number, I can’t help you.” and then she hung up.