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Illegal debt collection scammers.
this number 720-457-5501 from Colorado keeps calling 2 of my cell phones constantly its getting old and annoying.
Capital One debt from 11 years ago when I was in financial trouble....blocked!
Caller ID said Capitol one but I knew these scammers are again spoofing numbers. SCAM SCAM SCAM!
Debts expire and drop off your credit report after 7 years. If they get you to answer, they start the clock on the debt all over and this is even if you hang up. Don't answer!

There are 2 time limits at issue here. The 1st is the state statute of limitations (which governs how long the creditor has to sue you) which varies by state. "alp" is right about the clock running again. If you agree to make payments, or even (in some circumstances) if you tell them that the claim is time-barred, a collection agency will argue that you've affirmed the debt, and the statute of limitations will start anew. The 2nd time limit is the 7-year period for the debt to "disappear" from your credit report. Best to check your own report as there are many instances where this wasn't followed.