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 Caller:  !caller! 
 Chenowith, Cowin, & Sanders. Ms Bragg called and advised me that I had an outstanding debt, with a credit card that is not mine. I advised that they had the wrong person and she said no, it was based on my social security number. She gave me the date and I looked through my card statements and I didn't even buy anything on that date. I think they are just trying to get people to pay money, thinking they are clearing up their credit report, but it is a scam to get your personal information.