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Caller: !caller!
Medical debt. Pay it and it does 0 for your credit. F--k em.
These dooshes think that I'm stupid enough to pay a medical collection! You may as well throw your money away. They will NOT remove and "hit" on your credit, nor will they negotiate to.
In essense, you just give them money. They buy the debt for pennies on the dollar. Its a SCAM!