(800) 414-8319

they call no name of company are the caller.s name they say i have a debt but i don't an they keep asking for daNEIL THAT DOESN'T LIVE HERE AN I DONT'T KNOW.

Received a call from 1-800-414-8319 about a delinquent phone bill for about $80. After the collector obtained info about my address he said that there was another delinqient account relating to a repossesed car from 7 years ago. The account with small debt was to trick me so that they come with the bigger account, which by the way was closed due to repossession of the car and the debt is older than 4 years to be enforced in court.

I have been receiving multiple phone calls from this number too at all times of the day. You get a recorded message if you answer that starts with "This is not a sales call" and goes on to say it's from Palisade. It could be a telemarketer trying to develop a business relation in order to get around the do not call list. My gut instincts says that it is a scam. I do not know if this is a debt collection agency or not. If they are, the calls could be considered harassment under the FDCPA.

My understanding is that if you are receiving calls from a collection agency and you request they stop calling you, they have to stop according to the Fair Debt Collection Practices Act.
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

The Fair Debt Collection Practices Act spells out harassment or abuse as
[quote]
§ 806. Harassment or abuse
A debt collector may not engage in any conduct the natural
consequence of which is to harass, oppress, or abuse any
person in connection with the collection of a debt. Without
limiting the general application of the foregoing, the following
conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal
means to harm the physical person, reputation, or property
of any person.
(2) The use of obscene or profane language or language
the natural consequence of which is to abuse the hearer
or reader.
(3) The publication of a list of consumers who allegedly
refuse to pay debts, except to a consumer reporting
agency or to persons meeting the requirements of section
603(f) or 604(3) of this Act.
(4) The advertisement for sale of any debt to coerce payment
of the debt.
(5) Causing a telephone to ring or engaging any person
in telephone conversation repeatedly or continuously
with intent to annoy, abuse, or harass any person at the
called number.
(6) Except as provided in section 804, the placement of
telephone calls without meaningful disclosure of the
caller’s identity.
[/quote]
The call is clearly illegal and considered harassment since the caller ID comes up unavailable under section 806 of the FDCPA. Multiple phone calls at all times of the day could be considered harassment too.

There is also something called debt validation
http://en.wikipedia.org/wiki/Debt_validation
[quote]
Debt Validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809[1] of that act.
[/quote]
Requesting debt validation can sometimes stop them in their tracks as most don't have the required information.
Caller ID: Unavailable
Caller: Palisade