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The pre-recorded message states it is for credit card reduction services and to press "1" to speak with their associate. ( I have received 2 other calls from them but have not written the times, dates or associates name down. It will be done from this point on. )
Online research. I've received several of these calls to my cell phone number from different numbers across the US. Each time, it's "Card Services" calling to "lower my interest rates". They never identify a business name (like VISA or Bank of America). They give you the option to press 1, and when you do, you're connected to a live person. I asked how they got my number and was immediately hung up on.
lower interest rate on credit cards
The pre-recorded message offers low rate credit card.
reduction of my credit card debt, which I have none of