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Caller: !caller!
These A Holes call because these information companies gather information from Public Records, and they will call relatives, bugging the shit out of them just to get to that one relative who you could be far removed from or could bring up traumatizing experiences about. They are calling a disrupting lives, claiming that they are collecting a debt. No One Gives Fuck if they don't owe you Shit. And if they Don't Owe you Shit, don't Call them. Its as simple as that.