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The automated message was a female's voice and was rather fast speaking, making it rather hard to write down everything that was stated in the message. Bits and pieces were:

"This is Rachael with cardholder services... there is no problem with your account... urgent that you contact ... eligible to lower interest rate to 6.9% ... press 1 to speak with ...

NO option was provided to STOP the calls. I DID get through to a woman in a noisy environment who told me she was in account services and wanted to know if I had credit card debt over 4k or 10% interest. I said probably. Then she went on, and I interupted her saying I had a hard time hearing here because of all the noise, and she said have a nice day and hung up.

Total time of call 1 min 32 sec

Caller: Rachael
FCC Complaint
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Lower interest rate on an unspecified account.

Caller: Account Services
FCC Complaint
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Credit Card debt consolidation

FCC Complaint
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Reduced credit card interest rates

FCC Complaint
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Rachel (sometimes it's Heather) calling to reduce your credit card interest rate.

Caller: Credit Card Services
FCC Complaint
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something about credit card debt and interest rates...

Caller: cardholder services
FCC Complaint
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reduce credit card rates on a limited time frame if one replied

Caller: Jennifer
FCC Complaint
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Credit card rate reduction

Caller: None
FCC Complaint
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Purchase a cruise.

FCC Complaint
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Some type of credit card.

Caller: Rachel and ?
FCC Complaint
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credit card services, lower interest loans

Caller: card member services
FCC Complaint
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Credit card debt consolidation ... must have $5000 in credit card debt and at least 10% interest

Caller: Account Services
FCC Complaint
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Credit card reduction service.

FCC Complaint
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Lowering credit card interest

Caller: Rachel @ Card Services
FCC Complaint
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lowering credit card interest rates

Caller: Card member services
FCC Complaint
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to reduce the credit card interest rate

Caller: Card Services
FCC Complaint
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They said that their was nothing wrong with my credit card accounts, but that they wanted to talk to me about lowering my interest on my credit cards if I owed more than $3000.00. To hold on and someone would come on to talk to me. When they came on they asked if I wanted to lower my interest rates and I asked to speak with someone and they emediately hung up on me and when I try to call back I got a busy signal.

Caller: None
FCC Complaint
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Credit card relief

FCC Complaint
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To reduce my credit card rates but I do not own a credit card

FCC Complaint
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credit card to lower interest rates

Caller: none given

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Recent Complaint Activity for (832) 377-3059

reported as spam
05/10/13 02:00 PM
suggested caller name as n/a
08/11/12 11:49 AM
suggested caller name as bank services
08/10/12 01:26 PM
suggested caller name as Rachel from Card Holder Services
08/06/12 02:01 PM
suggested caller name as CARD SERVICES
08/04/12 02:40 PM
suggested caller name as ann from cardholder sevices
08/03/12 09:30 AM
suggested caller name as Credit Card Services (?)
08/02/12 05:01 PM
suggested caller name as Rachel with Cardholder Services
08/01/12 02:15 PM
suggested caller name as Rachel at Card Services
07/27/12 10:09 AM
suggested caller name as N/A
07/26/12 10:15 AM
Other phone numbers in the 832 area code