!comment_text!
Caller: !caller!
It's the time of year when people on Social Security need to select an insurance provider if they purchased an advantage package. You're crazy if you don't. You're also crazy if when you become of eligible for Social Security you must enroll in Medicare immediately. Otherwise there is a 10 or 20% increase in your premiums for the rest of your life. You cannot change that. Don't be penny-wise and pound-foolish.