(855) 227-2884

Yup, colossal fake scam by a bottom-feeding debt collector. Either makes up debt you never even had, steals your info off legitimate loan applications, or buys old "charged off" debt and tried to collect it. DO NOT PAY THEM A DIME AND DO NOT BE SCARED!!!

Not only have I reported them to the Texas *and* New York State Attorney Generals, the FTC, Consumer Financial Protection Bureau, BBB of Upstate NY, but also all of their local law enforcement (Erie County Sheriff, Cheektowaga PD, DA's office), and most of their Cheektowaga town representatives and attorneys. Let's just say they'll be sorry they didn't listen when I told them to stop calling me.

Northeast Credit Solutions, 3719 Union Road Ste 221, Cheektowaga, NY, tel: 855-227-2884. The individual I have spoken with is Nakita Spencer, client ID #7160. She called me at my job twice - first on November 6 and again on November 8. Insists I owe "over $1,000" for some kind of loan with a company called Cashbiz. I know what I owe and who I owe, and that ain't it. They violate the FDCPA in every way imagineable. They pose as process servers and court officials. Tell you process server is on the way to serve (get this) FELONY charges, and that my driver’s license would be suspended with the DMV. She said my social security number had been flagged for a felony charge. She said they would revoke my driver’s license and registration once they submitted it to the DMV and got their approval, and that I would be charged with a FELONY. My pretty darn good understanding of Texas law is that an unpaid payday loan is not a felony conviction, and cannot in any way have my license suspended or affect my vehicle registration. They said I had to be served at work since I used my job to obtain the loan, and they would be forced to notify my employer of my debt. They have grossly violated the laws by posing as court officials and process servers, and threatening legal action and felony jail time for an unpaid debt. This is not only highly illegal, but also violates the FDCPA. I also believe this company is not licensed to collect within the state of Texas. They said that because I listed my job as a reference on some type of payday loan, that my employer is now liable for my debts and will be charged with a felony. I hang up on them, they call back and ask for my employer's legal or personnel department, and tell them of my debt and insist they are on their way to serve me and my coworkers with a felony charge. They even asked to speak to the pastor of my church! When I hang up on them, they call right back and insist I am "facing felony charges." Actually pretty hilarious. The best part is that just a small amount of googling reveals they've been sued left & right for FDCPA violations.