(855) 348-2473

The first time I received a call from the number which was sometime last year, I was unable to answer my phone at the time due to me working. They left a message stating that I was being charge with Credit Card Fraud, Bank Fraud and Check Fraud from some debt collector. I have 48 hours to call this number back or, these charges will be filed against me. So, at this time my nerves get really bad because i don't know who this is calling me and what they're talking about. I called the number back and some foreign guy with a heavy accent answered the phone asking me to verify my name. I gave this guy my name and proceeded to ask him what is this company and why are you calling me and instantly this guy became extremely rude. He wouldn't give me his name instead his voice towered over mines as he begin to over talk me. He wouldn't allow me to get in a word. He kept saying I needed to take care of this matter now or charges would be filed. I simply hung up in his face because the way this guy was speaking to me was VERY UNPROFESSIONAL! About a month or two later i received a call from this same number but, a different person this time. This time the person was a black lady. Although she was much nicer the call was about the same matter. ME Being Stupid Gave This Lady My Debt Card Number And Authorized A (1) Time Payment To Be Debited From My Account For 150.00. After She Processed That Payment She Begin To Say I Could Set Up Other Dates To Pay On This Account. I Explained To Her That I Would Call Back And Make The Next Payment, I Don't Want You Guys To Take Anything Out Of My Account. Now, I Called Myself Stupid Because The Total Of This Account Was 810.00 And I Gave This Lady My Info And Still Didn't Know For What!! Before I Could Ask This Lady For A Confirmation Number She Had Already Hung Up!! So me still being stupid never looked into this matter. All I had on my mind at the time of the transaction was All Them Fraud Charges. Lord Knows I Never Been In Trouble With The Law A Day In MY Life!! So, I Must Admit, I Was To Terrified To Think!! So here comes the next month and I went in the store to pick up a couple things, went to swipe my card and it was denied. I stood to the side and called the bank instantly. The teller over the phone told me 150.00 dollars was taking out of my account by some LLC company. I had to think for a second because I didn't recognize the company or what the payment was for. So I asked the lady to look back and see if I paid this company before and she told me I did last month. Instantly I knew it was from the company telling me about all the different fraud charges they were about to hit me with if I don't take care of this matter. I GOT UPSET BECAUSE I TOLD THE LADY FROM THAT COMPANY I WOULD CALL BACK AND MAKE THE PAYMENTS OVER THE PHONE MYSELF!! They took it upon themselves to take money out of my account with out me even authorizing it!! I explained the situation to the teller and she said that don't make since so she looked this place up and discovered that this company didn't even EXIST!! AT THIS TIME MY BLOOD WAS BOILING!! Not only do I know who these people are but, they're taking my money. I had to submit a claim with my bank in order for me to get my money back which took a month later. I had to get a new debit card. After I took action with my bank about this matter I haven't heard from the company again until recently. Some guy called from this same number stating the same charges were going to be filed against me if I didn't take care of this matter. I ask the guy what is this for? He stated that back in Oct 2012 I took out a ONLINE PAYDAY LOAN and I didn't pay it back, instead i closed my account. I explained to the guy that i didn't have a online payday loan and the bank account he's talking about i closed was still open so, I'm not sure what he's talking about. I hung up on him because he started talking extra loud and started being extra rude. Also, might i add it sound as if they were having a big party in the back of this guys office. I went to my bank and got them to pull my account from Oct 2012. There wasn't anything from a ACH Payday Loan deposited in my account. I paid 5 dollars for my bank to print me out a copy showing this information. I then took the paper to a place and paid 6 dollars for them to fax the info over to this company! I waited for 2 hours and gave them a call back. This guy started talking and I cut him off. I told him to go see if my fax came through, which i know it did because i had a confirmation number on it. He came back to the phone and told me he received it and his supervisor will take a look at it and I should hear something from them within 24 hours. So, the next day the same guy called back and apologized for the mistake. I told him to PLEASE remove me off they're list and he agreed he would!!! WELL HE LIED BECAUSE A MONTH LATER HERE IS SOME WOMAN CALLING ME WITH THE SAME MESS ONLY THIS TIME IT WAS THE SAME MONTH OCT BUT, A DIFFERENT YEAR WHICH WAS 2013! I told her that i spoke with someone about this matter and they were suppose to note it in their system. WELL, STRANGELY, NOTHING WAS THERE. So, once again i'm getting very upset because i'm tired of receiving these calls over and over and over again about the same matter. The lady tired to over talk me. I had to tell her to hush and listen at what i had to say instead of running her mouth so much! She became very upset and wanted to end the call but, i wanted to speak to her boss. They transferred me like 4 times to different departments. Finally some guy came on the phone and I tried to explain to him but, he was RUDE! I told him I faxed over my bank account statement showing that NO MONEY WAS PUT INTO MY ACCOUNT NEVER. His words were well we don't have it and you won't be speaking to anyone else until this matter is resolved!! I told this guy i was going to go back to my bank and pull up my account for Oct 2013 and i'll call them back! Went to the bank once again, paid for a statement from Oct 2013 for nothing because once again there was nothing showing a ACH online payday loan company depositing anything to my account. I called the RUDE guy back and he pretty much called me a lie. I told him I would fax over info proving it and he told me it didn't make since because my fax wasn't going to come to him. So Once Again I'm Starting To Get Very Very Upset Because I'm getting called a lie and i have prove to show there was no money deposited in my bank account. So, I just hung up on the guy because all of this mess was starting to tick me off bad!!! So here comes a couple weeks later and i receive a call from THE SAME NUMBER. This time it's a guy name "Keith Davis" (if that really was his name) talking about the same foolishness. OH AND THIS TIME IT WAS A DIFFERENT MONTH, MARCH 2013 THIS TIME!! I told Mr Davis that all these different months, the phone calls etc was beginning to work my nerves. No Money Was Ever Never Deposited In My Account Oct 2012, Oct 2013 or March 2013!! I'm sick and tired of getting these harassing phone calls over and over again!!! He said, I understand but, you have to understand we get people telling us this every day when some are telling the truth while others know that they received this money!! He told me to go online line and pull up the email the payday loan sent in March 2013. I told him I would and i will give him a call once i had some info on it. I went home and sorted through my emails until i came upon March 2013!! These People Sent Out I Think It Was 3 Or 4 different emails. I begin to open them for the first time. EACH ONE SAID PLEASE CALL SOME NUMBER TO CONFIRM YOUR CONFIRMATION NUMBER LISTED SO WE CAN TAKE THE NEXT STEP AND YOUR MONEY WILL BE DEPOSITED IN YOUR ACCOUNT THE VERY NEXT DAY!! NOW AT THE TIME I'M SHOCKED BECAUSE I NEVER SAW THESE EMAILS AND THIS WAS MY FIRST TIME SEEING AND OPENING THEM!! I went to my bank the next day and paid 5 more dollars to pull my statement from MARCH 2013 WHICH STILL SHOWED NOTHING I REPEAT NOTHING FROM ACH ONLINE PAYDAY LOAN BEING DEPOSITED IN MY ACCOUNT!! I called the number back and ask to speak to Mr Keith Davis and the guy told me to hold on minute. When the man came back to the phone, it sounded just like the guy that put me on hold to go get "Mr Keith Davis"!! I told him what i pulled up and read and i also informed him that i went to the bank once again and pulled a bank statement from the month and year he gave me and it showed NO MONEY BEING DEPOSITED!!! His words were i wonder why they would say that and the money isn't there!! I told him i don't know but, i'm getting tired of all this and this isn't right for people to have to go through this BS!! I ASKED HIM TO PLEASE MAKE NOTES IN YOUR SYSTEM STATING THE INFO I JUST GAVE YOU SO I CAN STOP GETTING THESE CALLS FROM YOU ALL EVERY DAY!! THIS FOOLISHNESS IS REALLY STARTING TO STRESS ME OUT!! MR. DAVIS TOLD ME HE WOULD PUT NOTES INTO THE SYSTEM AND I WON'T BE RECEIVING ANYMORE CALL FROM THEM. WELL, HE LIED, The next call I received was from some "LAWYER" I forgot his name but, here is his number 302-495-9033! He left a message pretty much stating that i had charges that were about to be filed on me and my driver license will be revoked if i don't take care of this matter. I can take care of this matter outside of court but, I would need to give him a call at the number i listed above!! So, I gave him a call and he proceed to tell me about the charges that were being brought against me!! I stopped him when he said I had a account with some bank name Westbrook or West something! I told this man i have never in my life heard of this bank before!! We don't even have that bank in the state i leave in and i have never had a bank account in no other state!! He also proceeded to read off the last four digits of a SS number which I stopped him and told him that CLEARLY WASN'T MY SS NUMBER AT ALL!! Then HE READ OFF THIS EMAIL ADDRESS THAT ONCE AGAIN CLEARLY WASN'T MINE! He then said if this isn't your info i don't know why they have your number tied to this matter. He went on to say if that's not my SS number or email address then i had nothing to worry about!! I told him this is RIDICULOUS!! I Get The Same Company That Gave You This Info HARASSING me every day about this mess!! I wish you all would just STOP!!! He then apologized for the call and hung up!! NOW TODAY I GET YET AGAIN ANOTHER PHONE CALL FROM THE 855-348-2473 PHONE NUMBER AGAIN!! Stating the same old same old!! I asked to speak t "Mr. Keith Davis" and at first the guy act like he didn't know who i was talking about but, quickly he told me to hold on. he comes back to the phone a minute later and tell me "Mr Keith Davis was unavailable and was it something he could help me with. I told him i spoke with Keith Davis on Monday about this matter and he was suppose to put notes in the system, which weren't there once again!!! I told this man these people never put money into my account and i really wish you all would stop calling me. i sent over prove that the money was never there. This Fool gone tell me, well it doesn't mean that the company deposited the money into your account. They deposited the money into another account but, the account we have on file is the account that the money was suppose to be taking out of!! I TOLD WHAT KIND OF SENSE DO THAT MAKE SIR, SO BASICALLY WHAT YOU'RE TELLING ME IS WHATEVER MONEY THEY CLAIM TO HAVE GIVING ME COULD'VE BEEN DEPOSITED INTO ANY ACCOUNT SOMEWHERE ACROSS THIS WORLD MAYBE EVEN AFRICA AND THEY WERE SUPPOSE TO TAKE THE MONEY BACK OUT OF MY ACCOUNT!!! HE SAID, YES MA'AM CORRECT!! NOW REMIND YOU THAT'S THE ONLY ACCOUNT I HAD!!! SO TODAY I FILED A COMPLAINT AGAINST THIS COMPANY!! THESE PEOPLE HAVE BEEN HARASSING ME SO MUCH ABOUT THIS BS THAT I CAN'T TAKE IT ANYMORE!! I CAN'T EVEN ENJOY MY CELL PHONE BECAUSE THEY'RE CALLING, I CAN'T EVEN WORK IN PEACE BECAUSE THEY'RE CALLING!!! SOMETHING NEEDS TO BE DONE ABOUT THIS!! I THOUGHT I WAS THE ONLY ONE GOING THROUGH THIS BUT, I SEE THEY'RE MANY MANY OTHERS!!!!!!!!!

Trying to collect on something that doesn't belong to me

keep calling

These guys keep calling me and threatening legal action. They won't give me the name of the company they are calling from either. This is a scam. If they were a real company they would have no problem giving out the company information. It's a SCAM! Don't fall victim and DO NOT give them any money to keep this scam going!

This co. keeps calling threatening that I will be taken to court for ??? They have called every day for 2 wks, but they don't give a name or etc. The same recorded call came from # 202-697-4457/208-968-7484 last week. I don't owe any $$ to anyone! Please stop these calls!