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I had them call only relative in the book with same last looking for me that I had used him as a reference. Every time I try to call the number back get a recorded message " no one is available to take your call". By the way I have never used that relative for a reference! This has scam all over it!

Yes they call me too.

Called telling me I took out a loan online and it was for 300.00 had my social place of work, and PO box number. Said they had sent an email telling I did not make a payment now I had default. Told them I did not take out a loan and that there was nothing on my credit report. They said it want show on your credit report because it was a loan online. Asked why they didn't send a letter by mail and just now waiting 3 years later. Was told that I could take option 1 and have my day in court and pay court costs and lawyers fees for 2-3000.00 if that's the way I wanted to go. Told them I

thought it was a scam and reporting, they said I could do what I thought was necessary.