(866) 688-5904

The following is the body of a letter I received:

"This notice is to inform you that you may be owed a refund of several thousand dollars on your mortgage that funded on xx/xx/xxx in the amount of $xxx,xxx.

Through government studies it has been brought to our attention that your loan as well as many other loans may have been overcharged or miscalculated several thousand dolars.

While refunds vary, amounts owed can range from $1,500 to over $7,800.00.

A consumer analysis is available to those that receive this notice. This analysis is provided to determine refund eligibility and interest reduction options with no refinancing required.

Call now toll free at 1-866-688-5904 within 10 days for further information. As a part of this mortgage auditing and refund service, please reference eligibility: N261294628 when calling."

If you go to the link I posted at the beginning several people have called and this company, ACT, wants you to pay $150 for them to research your mortgage. Over and over it was said this is a scam. Also, many advised not to call the 866 number because then your phone number will be added to their "customer" database and available for sale.