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They claim I took a loan out in 2011.i asked for their business address and he got very defensive and asked if I Googled questions to ask. Actually, the FDICs website insiststs on asking for it for validity. I also asked for their license number, he said they don't have one because their third party. I followed with "youre not licensed to collect?" he said no. I told him to remove me from their list and he asked why would he do that?