(877) 495-0400

call for someone else

Always calling....and are a pain in the ass!
ER solutions

Received 2 calls today (Tuesday) to my cell phone. The caller ID showed the number as (877) 495-0400. A voicemail was left by an automated recording on the second call which said (Please hold for next available representative. It is important that we talk to you). My cell then disconnected due to silence. I have no debt and I don't give out my cell number for public use. I added the # to my 'Block' list and assigned a MUTE ringtone. They can waste their time all they want.

Research states the # is ER Solutions, a company who attempts to extract personal information from those they call. Be smart and never volunteer your personal data. Get their info - don't give away yours! Think 'Identity Theft'. Always ask for a letter of validation be mailed to you. If they know who you are then they have your postal address.

they call me every morning

1-877-495-0400
JUNK DEBT BUYER - FDCPA VIOLATOR

1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT

2) Debt collectors MUST FOLLOW your STATE laws regarding licensing. Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/ NEW URL!

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm

Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

This number keeps leaving messages at my job. I have tried to call them back but always get a full voicemail and can't leave a message.

They are ER Solutions, a collection agency. The web is full of angry people whose numbers they call incessantly, and asking them to stop calling won't work.

They will answer if you call back but they will just yell at you.

this company keeps calling me everyday 2 days they have been calling this number since Oct 2009 asking for albert alvarez and i am not him.