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Caller: !caller!
this number came up in an overnight SPAM text message. It is from a SCAM being run nationwide by a few people trying to RIP OFF homeowners who are having problems paying their mortgage.
This company couldn't help a home owner no more than they can raise the dead.
It's just another scam in a long line of crap being run by a number of crooks - this is nothing more than an upfront fee scam. If you really need help, start with your local consumer affairs office. This type of help is available FREE and you should NEVER use the rip off crooks.
JHM