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Yep, this is a total scammer. The people are trying to confirm your expiration date of the credit card. DO NOT GIVE THIS OUT. I called the bank and they NEVER EVER call people to lower the interest rates!
Seems the telemarketer used the name of Alexander and the ext of 265. They callled me back on a caller ID number of 406-931-3244 and 310-388-6861
Visa & Mastercard National Office
Firnancial advisory services
I was at home with my mother and she recieved this same call from a Kevin Garcia (who had a strong Indian accent) at Customer Services. The guy gave her the last four digits, but she refused to give him the rest of the card number. She told him that she would call back ans recieved this number with his extension 213 and badge number 200. She proceeded to call her card company and they immediately told her that this was a SCAM and that they will NEVER call to lower an interest rate. (All of that will be done by mail or request.) To have fun, my mom decided to call back this number and they tried to change their story. The lady that answered the phone this time was very defensive and then proceeded to scream at my mom when my mom told her that she had already called her card company and reported them as scammer the lady screamed "oh, boo hoo am I suppose to cry?" Then she said she didn't care and hung up. I guess she will care though when the police show up at her house.