(938) 223-4720

CALL NEWTEK MERCHANT SOLUTIONS AND COMPLAIN: (414) 831-3900


New Information from FTC website:

The FTC amended their complaint in June 2013 to include the following companies invovled in this scamming business. The amended complaint adds several new defendants to the case, which now include: 1) WV Universal Management, LLC, also doing business as Treasure Your Success; 2) Global Financial Assist, LLC; 3) Leading Production, LLC; 4) Willy Plancher, individually and as a member of WV Universal Management, LLC, Global Financial Assist, LLC, and Leading Production, LLC; 5) Valbona Toska, also known as Val Jones, individually and as a member of WV Universal Management, LLC, Global Financial Assist, LLC, and Leading Production, LLC; 6) HES Merchant Services Company, LLC; 7) Business First Solutions, Inc.; 8) VoiceOnyx Corp.; 9) Hal E. Smith, also known as H.E. Smith, Harold E. Smith, and Howell E. Smith, individually and as an officer of HES Merchant Services Company, LLC; 10) Jonathon E. Warren, individually and as an officer of Business First Solutions, Inc., and VoiceOnyx Corp.; 11) Ramon Sanchez-Ortega, also known as Ramon Sanchez and Ramon Ortega; 12) Universal Processing Services of Wisconsin, also doing business as Newtek Merchant Solutions; and 13) Derek Depuydt, individually and as an officer of Universal Processing Services of Wisconsin.

I called Newtek/Universal Processing Services of Wisconsin after googling the phone number. After pushing the lady to get me to the CEO, I was transferred to Derek Depuydt's voicemail!

CALL NEWTEK MERCHANT SOLUTIONS AND COMPLAIN: (414) 831-3900

Even the BBB entry for this company shows:
Payment Processing Company Named for Assisting, Facilitating Telemarketing Fraud
Date of Action: 6/18/2013


On 6/18/2013 the Federal Trade Commission (FTC) filed an amended complaint against the defendants behind the firm Treasure Your Success (TYS), which allegedly made deceptive “cardholder services” robocalls, promising to lower consumers’ credit card rates in exchange for an upfront fee as high as $1,593.93.


Among the additional defendants named in the amended complaint is a company called Newtek Merchant Solutions, and its former president Derek Depuydt. According to the complaint, they approved TYS for a merchant account without performing customary reviews (such as obtaining telemarketing scripts, as required by their own procedures) and despite clear warning signs of fraud. They continued to process credit card transactions for TYS, despite knowing that it had high charge-back rates, had fraud alerts on its credit reports, and was on MasterCard’s fraud monitoring program.


The complaints alleges Newtek processed $2.8 million in transactions for Treasure Your Success over a nine-month period until July 2012, despite inordinately high chargeback rates, the FTC claims. The complaint also alleges Newtek also neglected to obtain telemarketing scripts before granting a merchant account to TYS, according to the FTC. Nonetheless, the complaint says, Newtek withheld as much as 20% of the telemarketers’s proceeds each month to fund a reserve account against chargeback losses.

The FTC
is requesting it be awarded preliminary injunctive relief, reimbursements of costs and permanent injunction to prevent future violations.

Credit card Rate idiots