(949) 527-1674

It told me that this message is very important and may effect my credit health; that my current credit card accounts are fine, but there could be an adverse effect, and this was my last chance to lower my interest rate. I should press 1 to speak with a live representative.

information regarind my credit accounts

Credit card debt balance reduction.

manage credit card debt

Opportunity to lower your credit card interest. Of note: I do not have a credit card.

services

Assistance in lowering credit card debt. It is careful to state in the beginning of the message that this call is not due to lateness of payment.

The message solicitated lowering my credit card rates by pressing 1 to speak to a rep. When this happened the 1st time, I pressed 1 and when the rep answered, I said that this is a cell number on the no call list and before I could finish that sentence, they hung up. They have called several times since then, including the time/date for this complaint, with the same message and now when I press 1, the call disconnects before someone answers. When I try to call the number back, it states that this number is not accepting calls at this time and hangs up.

A lower interest rate on credit cards, but not a specific credit card.

Credit card offer?

Credit card fraud

This is the same recorded message that I have gotten before (see previous complaints for same cell number). Recording states "This is a message from cardholder services." It requests listener stay on line to speak to a representative. I have been staying on line and directing rep to add my number to their internal do-not-call list. I also tell rep my number is already on national and Texas do-not-call lists. Reps always hang up on me. This time I did not speak to a rep. I hung up while recording was playing. Each call is coming from a different number according to my cell phone's caller ID. Some were from Oregon area codes. This call appeared to come from a southern California area code (949).

It wanted to lower my interest rate and buy my credit card debt.

"lower your rate" credit card scam

They claim to provide services which can reduce interest rates on credit cards by as much as 50%.