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It's a collection agency using a new Jersey prefix,, calls actually originating in the Philippines.
Caller: Gmac
Recent Complaint Activity for (973) 210-4362
FTC Complaint reported as spam
08/05/13 05:00 PM
An EveryCaller user suggested caller name as Gmac
08/01/12 08:50 AM
Other phone numbers in the 973
area code