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Offering to lower my credit card rates to 3% if I had a balance of over $3,000 between 1-3 cards. At first I thought it was legit because I know my rates should be lowered.

When he asked for my account number I realized that it was likely a scam and that they didn't have any info on me before I picked up the phone. I asked for the company's name and a number so I could call the company back, and he refused to do so. He balked about my concern of identity theft and started to yell at me when I said I had doubts about the company and that I had no reason to trust a call out of the blue. He went on and on about how he couldn't do anything with my CC# without my SSN and birth date, reasoning that my CC statements are safe enough to be sent in the mail. He said I should trust him because the lines were secure since they deal with financial institutions.

It took him 30 minutes to give me a website, which was www.mysuccesstrack.com. But looking at their site, they don't offer any debt consolidation or anything that aligns with what he was trying to do for me.

It is a ruse about credit cards.

left no voicemail and when dialed back is disconnected

credit card recording wants to offer lower interest rate.