Called and told me to call them by 4:00pm or they would file for a civil suit in the county I reside in. Explained that they were a law firm that bought out a debt from "western sky" financial. Stated I took out a loan with them in 2011. They would not agree to send me any paperwork showing what the amount was, my signature, IP address, etc. They then proceeded to get very rude. The man on the phone that left the message stated his name was "Mr. Mullen". When he left me the message he called from 585-563-9981. I explained I didn't know what he was talking about and could not know until I saw it in writing. He kept on wanting to send it via email...since that method is electronic. I said no. I also explained to him that to my knowledge Payday loans are not legal in NC. He then stated again that I would receive a civil summons at work (another scare tactic). I told him that would not happen. At that point, he got even more angry and told me "good luck" and hung up on me. Bill collectors are rotten people... dont ever pay them for stuff like this...particularly if you do not even know what exactly it is.
