these individuals had me to send them a FDIC 10% proof of fin. availability.....I was attempting to gain a 2k loan....... when i sent the required 200.00 for a 2k loan i received a phone call about 30 minutes later stating that since i had a low credit rating that they would be unable to send me the 2k requested unless i wanted to put loan insurance on the account and they would bump me to 2500.00 for an additional 200.00 for a total of 400.00 they had me send the fund via greendot money pack and they would load the 2500.00 to my greendot reload visa card..... it was then i realized they were hoaxing me and i got fooled out of 200.00 and asked for the money to be returned at which point i was informed they could not do so since it was a fee for administrative use...... I reported it to my state (kansas) attorney general's office and this was in sept. 2013 and will be reporting to the FBI's Internet Fraud Section and the inter-agency internet fraud complaints department online.......however since they are not in america i doubt there is much the FBI can do since they are from india........so i guess chalk it up as a loss and post this to try and warn others of this BS the folks are doing.......