John of Lower Merion's profile and activity

(773) 273-6136 Robo call recorded 1 March 2018 ("Suzanne calling to remind you of the tax penalty required on your 2018 health insurance policy..." HA!) SCAM
Caller ID: "Chicago IL"

A very poor robo call that opens with such a convoluted sentence, I knew right away it was scripted by someone in India who doesn't speak American English, a very big hint that the call is a scam. I knew what the sentence means, but I'm sure most people receiving this call won't. I don't want to correct it here and do their work for them, but if you read the transcript, below, I'm sure you'll see what I mean. They can't write a simple, cogent sentence, but you expect that from someone in the Shudra caste, don't you?

Their call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who are suckers, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[female voice:] "Hello. This is Suzanne calling to remind you of the tax penalty required on your 2018 health insurance policy, and we do have plans that meet those requirements. It is vital that we speak to you before the end of business today. You can reach me at 1 888 869-9210. Thank you."

Note that there is no offer to "opt out" (not that such offers actually remove you from future dialings, lol)
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(201) 564-9496 Robo call recorded 27 February 2018 ("Alert System with Visa Mastercard Account Services...congratulations on your excellent payment history..." HA!) SCAM
Caller ID: "Closter NJ"

A misleading robo call that opens sounding very official, like an account abuse warning, "Hi, this is the alert system with Visa Mastercard Account Services with important changes to your account..." until the oddly misplaced phrase "...before the next billing cycle". I'm sure everybody receiving this call hears "because of your excellent payment history you qualify for zero percent interest rate..." whether they have an excellent payment history or not.

Their call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who are suckers, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[female voice:] "Hi, this is the alert system with Visa Mastercard Account Services with important changes to your account before the next billing cycle. If you received your new rates by mail and wish not to be contacted, press 3. Congratulations. On your excellent payment history, you now qualify for a zero percent interest rate on all your credit card accounts. This is a limited time offer and you must respond immediately. Press 1 now to speak to our qualification department and complete the enrollment process."

NOTE: Why would I have to press 3 to be put on their Do Not Call list when I'm already on the Government Do Not Call list?
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(215) 634-9308 Robo call recorded 13 February 2018 ("Melissa from the National Hearing Center, computerized voice recognition telemarketing call...")
Caller ID: "Philadelphia PA"

A misleading robo call that opens promising a "...revolutionary offer...a pair of hearing aids at lower prices than ever before".

The call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people with impaired hearing, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[This] call is now being recorded.

[female voice:] "Hi, this is Melissa from the National Hearing Center, and I'm excited to speak with people in your area who may suffer from hearing loss about a revolutionary offer. Our partners can offer a pair of hearing aids at lower prices than ever before and this includes a full 45 days risk free for you to try them out. Zero percent financing may be available as well. Do you have trouble hearing in certain situations and want to avoid paying retail for hearing aids?"
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(203) 286-0974 Robo call recorded 14 February 2018 ("Todd in the fulfillment department with a free Medical Alert offer..." HA!) SCAM
Caller ID: "Medical Alarms"

A misleading robo call that opens with a frightening statistic (that uses the wrong pronoun 'that' instead of the personal pronoun 'who') "One out of every three Americans **that** are over 65 fall every year in the U.S. and that fall may be the last..." accompanied with the command, "Don't be a statistic..."

The call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who are age 65 and older, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Did you notice the excitement in the voice-over up until he announces very plainly, "or press 9 to opt out".

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[male voice:] "Hi this is Todd with the Fulfillment Department. Your wellness package is ready to be shipped. Please press 1 and hold the line to receive a medical alert system. One out of every three Americans that are over 65 fall every year in the U.S. and that fall may be the last. Don't be a statistic. Press 1 now to receive a medical alarm at no cost. Press 1 now or press 9 to opt out."

NOTE: Why would I have to press 9 to opt out when I'm already on the Government Do Not Call list?
* * * * *
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(702) 728-5174 Robo call recorded 1 February 2018 ("The Trump Administration may be changing the current Student Loan Forgiveness programs..." HA!) SCAM
Caller ID: "Las Vegas NV"

also calls from: (702) 979-3090 | (408) 758-9414 | (979) 234-0985 | (518) 935-1051 | (430) 703-0544 | (609) 900-1090 | (424) 644-6437 | (702) 997-4798

A misleading robo call that opens with an outright lie "...we're doing a quick follow up on the letter we sent you in the mail..." and a warning that the Trump Administration may eliminate student loan forgiveness programs and makes an offer to be connected to a live student loan specialist.

The call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who owe student loans, a lie that they sent a letter in the mail, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[female voice:] "Hello again. We're doing a quick follow up on the letter we sent you in the mail. The Trump Administration may be changing the current Student Loan Forgiveness programs, so you must act now to qualify while you still can. Please press 1 to get connected to a live agent. Please press 2 to be put on our Do Not Call list.."

NOTE: Why would I have to press 2 to be put on their Do Not Call list when I'm already on the Government Do Not Call list?
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(855) 855-2022 Robo call recorded 23 January 2018 ("This call is to notify you that your computer Microsoft Windows license key has been expired..." HA!) SCAM
Caller ID: "800 Service"

A misleading robo call using a computer synthesized voice attempting to make you believe your Microsoft Windows license key is expiring and to call their 855 number to rectify it.

Most native English speakers will probably notice some of their awkward English sentences, written in a way most native English speakers would never use.

I intend to call them (using a number spoofer) to see whether the scam is to get your credit card details, or to let them take over your computer with Team Viewer so they can plant malware on the computer so they can be even more devious.

Their call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who do have a computer with Microsoft Windows, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[female voice:] "This call is to notify you that your computer Microsoft Windows license key has been expired so Microsoft Corporation has stopped the Windows services in your computer. To renew the Microsoft Windows license key, please call 855-855-2022. Let me repeat. This is a very important call to notify you that your Microsoft Windows license key has been expired on your computer so Microsoft Corporation has stopped the Windows services in your computer. To renew the Microsoft Windows license key, please call 855-855-2022. I will repeat 855-855-2022. Thank you."
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(201) 338-6524 Robo call recorded 23 January 2018 ("Alert System with Visa Mastercard Account Services...congratulations on your excellent payment history..." HA!) SCAM
Caller ID: "V1231027110009461860 [Dumont NJ]"

A misleading robo call that opens sounding very official "Hi, this is the alert system with Visa Mastercard Account Services with important changes to your account..." until the misplaced phrase "...before the next billing cycle". I'm sure everybody receiving this call hears "because of your excellent payment history you qualify for zero percent interest rate..." whether they have an excellent payment history or not.

Their call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who are suckers, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

female voice: "Hi, this is the alert system with Visa Mastercard Account Services with important changes to your account before the next billing cycle. If you received your new rates by mail and wish not to be contacted, press 3. Congratulations on your excellent payment history. You now qualify for a zero percent interest rate on all your credit card accounts. This is a limited time offer and you must respond immediately. Press 1 now to speak to our qualification department and complete the enrollment process."

NOTE: Why would I have to press 3 to be put on their Do Not Call list when I'm already on the Government Do Not Call list?
* * * * *
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

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(732) 607-4344 Live sales call recorded 12 January 2018 (Claire from "Pain Management Center", 'records indicate you are affected by back, shoulder or knee pain...') SCAM!
Caller ID: "Medical Supp[ly]"

A misleading live screening and sales call suggesting that I may be eligible for a back brace to relieve pain if I have Medicare and/or private insurance. These foreigners are trying to milk the system, falsely claiming to be "working with Medicare".

I couldn't resist making a pun when she inquired if I had back or knee pain and I asked "my right knee or left knee?" and she guessed "right knee?" to which I replied 'Actually, I think it's my kid-knee.' Alas, she didn't understand. (see transcript, below)

Their "shotgun" approach to making mass phone calls, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of their unwanted, intrusive, insulting screening and sales call:

"This call is now being recorded."
[me:] "Hello?"
[female voice:] "Hello, good evening. This is Claire of Pain Management Center working with Medicare. [female voice:] "How are you today?"

[me:] "I'm just fine thank you."
[female voice:] "Okay that is so nice hear. The reason why we are calling you today, Mr. Willis because this call is regarding your additional benefits from Medicare, alright?"

[me:] "Okay."
[female voice:] "Okay. So Mr. Willis. We work with Medicare, at Medicare found out that you are experiencing discomfort sometimes in your lower back, and once in a while on your knees, too, right?"

[me:] "Uh my knees? My left knee or my right knee?"
[female voice:] "[female voice:] "Pardon?"

[me:] "Which knee, my left knee or my right knee?"
It's your right knee, right?"

[me:] "Actually I think it's my kid-knee."
[female voice:] "Mr. Willis?"

[me:] "Yes."
[female voice:] "Mr. Willis, this about your additional benefits of Medicare because these on the record shows here that you are having discomfort, or I tried this in your body right?"

[me:] "Uh no, but I can check."
[female voice:] "Mr. Willis? Pardon?"

[me:] "I can check it."
[female voice:] "Okay so Mr. Willis, you are not experiencing any discomfort at all even once in a while in your body?"

[me:] "That is correct."
[female voice:] "Okay, so Mr. Willis, thank you so much for clarifying that and of course for your time to say [unintelligible] and Happy New Year to you. Good bye."

[me:] "Good night. You too."
[female voice:] "Thank you so much.
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(813) 201-0002 recorded 10 January 2018 (Alex with American Guard, then Ray With Home Security Solutions, Live screening for free wireless home alarm system)
Caller ID: "Cell Phone FL"

Live screening call with Alex of American Guard, qualifying me for a free wireless home security alarm. Then he put me through to Ray with Home Security Solutions to explain the free alarm with many features, and the $49.99 per month monitoring fee, with a contract to lock the customer in for 3 or 5 years.

I asked Ray if he could send me a sample contract for the system but he said the installer would bring me a copy at installation time. What? Nothing ahead of time? How insulting to my intelligence!

I will wait for them to call me back to see if I have more interest in their security system before I finally tell them I wouldn't do business with a firm who wants to install and activate their product with a long contract period before I can see the terms and conditions.

In the meantime I'll just act interested to waste their time and prevent them from calling some other poor sucker who might not be as cautions as I am.

Here is a transcript of their insulting, intrusive and unwanted screening and sales solicitation:

[me:] "Hello?"

[male voice 1:] "Hello, this is Alex with American Guard. How you doing today?"

[me:] "Hello Alex. How are you doing?"
[male voice 1:] "I'm doing great. I appreciate it. So we're working with the top home security companies out there. We're upgrading all the landline systems to fully wireless with no charge okay, you get the doors and windows covered, a medical pendant and even home automation right now. Burglars are cutting more phone lines than they ever have and again you pay nothing upfront. So I have an advisor on the line will get you everything you need, okay?"

[me:] "Okay."
[male voice 1:] "Just one more second." [**boink**]

[male voice 2:] "Hi, thank you so much for holding, my name is Ray with Home Security Solutions, and who do I have the pleasure of speaking with?"
"
[me:] "Uh, hello Ray, my name is Merle Pierce. How are you doing today?
[male voice 2:] "Uh pretty good Merle, how are you doing sir?"

[me:] "Just fine. We're finally thawing out here."
[male voice 2:] "Heh heh heh, good. I'm glad to hear that Meryl. So uh Merle, I understand you are a home owner so you certainly would qualify. Do you have an alarm system in the home already?"

[me:] "Just a big dog."
[male voice 2:] "Oh, ok, so you don't have an alarm you have a pet. Okay."

[me:] "Right."
[male voice 2:] "Are you interested in learning more about our system, sir, our promotion?"

[me:] "Well uh, the uh call that just came in said people are cutting phone lines in the area. What's all that about?"
[male voice 2:] "Well criminals, that's what they're doing. They're cutting the landline systems uh by snapping you know the land itself. It's really easy to break into those systems now. So the industry is going to officially go wireless completely except for the remote areas around the country effective July 1st. We're just running a promotion to give people an opportunity get the system at no cost, no installation, nothing from the equipment. Just the monthly monitoring that keeps your system connected to your 911 services, yeah so..."

[me:] "A frightening thought what people will do these days."
[male voice 2:] "Oh, you'd be surprised, 15 or 16 year old kids for the last uh, heh heh, last uh report we got at one of our seminars, from [unintelligible] across the country got high school kids cutting the landlines with a box cutter and breaking into the hall so if your system connected to the internet or landline that's what they're doing. Uh now they have what's called a two way shell, it's got a Verizon or AT&T cell chip in the key panel which dials wirelessly the towers, so it's like a cell phone for your keypad, so this way if they do do that, you know it will not affect the system, or the power outage doesn't affect the alarm whatsoever, the alarm will go off, yeah, so...mm hmm..."

[me:] "Yeah if it were internet based, then I guess when they're cutting the phone lines they could just as easily cut your internet connection."
[male voice 2:] "That's right, that is correct, yep. Cable. Same thing yeah, so cable companies have those bundle pack which is now which has teriffic pricing and all that, but they're starting to have issues with that too. It is the internet connection. So our system connects, it'scalled the two-way cell system, it connects just like a cellphone it dials out to the cell towers, that's giving the connection..."

[me:] "Now does that mean I have to get additional cell service for the phone number?"
[male voice 2:] "Oh no sir, not at all, you have, there's nothing you need to do, the technicians when they come to your home, they do a diagnostic test uh for signal um for the best signal they usually go with a Verizon or AT&T SIM card inside the keypad so there's nothing you would have to get on your own, everything comes with our system."

[me:] "Okay, I see."
[male voice 2:] "I would do that for you. Now it does have it does have home automation so that means if you have a cell phone already depending on as long as it is a smartphone uh the technician downloads an app to your phone, and then gives you the ability to control the system from anywhere anytime, so if you did leave the home and you forgot to set the alarm you can set it from your smart phone and receive notification alerts too."

[me:] "And I I'm just curious uh."
[male voice 2:] "Sure."

[me:] "Could I also control it from a laptop or a desktop computer or or is this app only for Android or a smartphone devices?"
[male voice 2:] "Right, no, you certainly can. They actually give you your own login so you can login from an iPad even a smart TV if you're traveling you know if you're overseas or something like that or in an area where you don't have good cell signal you can certainly log on from one of those devices as well."

[me:] "And a a personal computer and a Windows computer?"
[male voice 2:] "Yes. Yeah desktop or laptop computer as well. Yep."

[me:] "Okay."
[male voice 2:] "Yep. You can add 6 type of different devices to the account at no additional cost."

[me:] "Okay."
[male voice 2:] "Uh hmm yes sir. Yeah, so the system comes with your wireless key pad the technicians will put the wireless sensors in your doors, uh you mentioned you have a dog so they would not put motion detectors for your windows otherwise he would trigger that so they'll use glass break sensors, and then it comes with smoke heat and freeze thermal sensor as well and wireless light bulbs. These bulbs you could put it outside the home inside in any light fixture you can turn those on from your smart phone as well. Yeah, then the monthly monitoring rate Merle will be $49.99 per month. That's what keeps the service connected and it is price protected. You know you have the option of going with a 3 year contract for a 5 year contract. It comes with a warranty as well."

[me:] "I see."
[male voice 2:] "Yep and that's that's what you would pay the technician. That would activate your account, covers your first month of service and they do provide you a certificate for your home owners insurance company that you would forward to them and they reward you they give you a discount of about 10 to 20% on your renewal every year uh hmm."

[me:] "Could you email me a sample contract for the system?"
[male voice 2:] "I'll do better, I'll give you the uh website for the company so you can check us out completely. We don't e-mail contracts, we don't have them, the technician brings them all out to ya, ah but they do give you a copy and they also e-mail it to you while they're there everything's done on iPad so uh but I can give you the website if you'd like Merle, so you can check everything out. We are in your area 'til Saturday you know so you can always call us. The website is my moni that's em as in Michael, why as in yellow, moni, em as in Michael, Oh en eye. It's Moni Smart Security, but they abbreviate it for the customers so you can you know, read about us, our reviews, our ratings, and on the equipment, the equipment, you'll be able to see now alarm.com is another web site I'd to give ya, that a lot of information, that's the that's where the technicians download the app from and that that pretty much allows you to see the various things you'd be able to do from your wireless devices. It's pretty cool."

[me:] "Okay you broke up. The first my moni was em like Mary, why like Yankee, and then moni."
[male voice 2:] "Yes em oh en eye."

[me:] "Then Alarm dot com, yeah I got the rest."
[male voice 2:] "Yeah alarm dot com will give it to you. That's the home automation stuff there uh hmm."

[me:] "Yeah, I I can check those out. Uh I was just doing something on my computer, but I will finish up about 10 minutes, and I'd like to go visit those two sites.
[male voice 2:] "Absolutely. Sounds good Merle. There'll be a phone number there. Just ask the Promotions Department, okay?"

[me:] "Okay."
[male voice 2:] "Yeah, there'll be an 855 number on the website, you'll see it."

[me:] "And is it any benefit to you if I mention your name, do you get credit since you made the first call to me?"
[male voice 2:] "Yeah, no, I appreciate you asking that. No, I don't, I just pre...I pretty much what I do is I explain the offer and I schedule everything, uh but we're not paid on commission, sir."

[me:] "Alright well in just a little while from now I will definitely go visit those two sites."
[male voice 2:] "Sure, not a problem sir. Yeah, we look forward to hearing back from you. Hopefully heh heh heh."

[me:] "Okay. Well, thank you for the call and the information. Happy New Year, and I hope it's warmer where you are than where I am."
[male voice 2:] "Heh heh heh, yes it is, I appreciate the kind words sir. Thank you, and you as well."

[me:] "Have a good day."
[male voice 2:] "Thanks again, now. Okay. Bye bye."

[me:] "Goodbye."

* * * * * * * * * *
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Robo call (702) 979-3090 recorded 29 December 2017 ("The Trump Administration may be changing the current Student Loan Forgiveness programs..." HA!) SCAM
Caller ID: "1 A 24 Hour Locksmith"

also calls from: (408) 758-9414 | (979) 234-0985 | (518) 935-1051 | (430) 703-0544 | (609) 900-1090 | (424) 644-6437 | (702) 997-4798

A misleading robo call that opens with an outright lie "...we're doing a quick follow up on the letter we sent you in the mail..." and a warning that the Trump Administration may eliminate student loan forgiveness programs and makes an offer to be connected to a live student loan specialist.

The call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who owe student loans, a lie that they sent a letter in the mail, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

female voice: "Hello again. We're doing a quick follow up on the letter we sent you in the mail. The Trump Administration may be changing the current Student Loan Forgiveness programs, so you must act now to qualify while you still can. Please press 1 to get connected to a live agent. Please press 2 to be put on our Do Not Call list."

NOTE: Why would I have to press 2 to be put on their Do Not Call list when I'm already on the Government list?
* * * * *
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

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(216) 553-0347 Robo call recorded 29 December 2017 ("This is an important reminder regarding recent Federal Reserve Bank interest rate increase..." HA!) SCAM Caller ID: "Peoples Assista" A robo call with an annoying British accent (you know, where words ending with letter "a" are pronounced like "er" so that "Visa" is pronounced "Vee-zer") that opens warning that recent Federal Reserve Bank interest rate increases will cause consumers to have to double their monthly minimum debt payments. It's also a bit spooky that they claim to be monitoring my credit and know that I have an "excellent payment history". Their "shotgun" approach to making mass phone calls, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it? The fact that their recording uses a British accent suggests to me that this scam originates in India, which we all know to be a hot-bed of telephone scam activity. Here is a transcript of this automated, intrusive and unwanted robo call: "This call is now being recorded." [female voice w/British accent:] "Hi this is an important reminder regarding recent Federal Reserve Bank interest rate increase. Vee-zer or Mastercard is raising their interest rate and consumers will have to double their monthly minimum payments. Because we have been monitoring your credit and your excellent payment history, you are now eligible to lock your interest rate at 0% for the next 12 months on all your credit card accounts. Congratulations. This is a one time offer. Press one to speak to a live representative now and complete your enrollment. Press one now and enjoy the savings." * * * * * Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page: https://donotanswer.000webhostapp.com/ Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

Live call (551) 240-0090 Association for Police & First Responders
Caller ID: Union City NJ

Association for Police & First Responders does have a professional web page at www.police1st.org that does not impress me and the content seems much to general which suggests to me that it is not a wise idea to donate to their cause. It is a PAC and donations are exclusively for the benefit of the PAC yet they wanted to collect money for a memorial to fallen Officers and First Responders.

When any solicitor calls asking for donations, I find it best to waste their time by agreeing to donate a larger than average amount and give them a fake name and address. I was surprised that they didn't ask for a credit card, they wanted to send me a pledge form that I could return "with a check or money order." More of their scam time is wasted calling me back a week or two later to try to correct the invalid address I've provided, or to try to get me to donate using a credit card, but since I called them using a spoofed phone number and a phony mailing address, they won't be able to get in touch with me.

This call was unusual in another very important detail. The screener I spoke with had a New York accent (definitely from one of the Manhatten boroughs) but when he connected me to the business office to take my pledge details, the man on the line had a heavy **India accent** with foreign, non standard English ("say me your last name" and "say me your address"). Why would they connect me to a foreigner (and from India of all places?) to make a donation? Do you know where your money goes? Not if you donate to Association for Police & First Responders.

Here is an edited transcript of this scam donation solicitation:

[me:] "Hello?"
[male 1:] "Hello, this is Stan, thanks for calling back. How are you today?"

[me:] "Good thanks, Stan. How are you today?"
[male 1:] "I'm fine, thanks, the reason for the call uh the Association for Police and First Responders is reaching out to you for their fundraiser. Uh this helps elect lawmakers who support death benefits for families of police offices tragically killed in the line of duty as well as assistance to injured police officers and first responders. Now we're providing the donation return envelope to all supporters. Uh when you receive your donation return envelope can we count on you to return a small donation for the drive."

[me:] "Uh yeah. Yes, definitely."
[male 1:] "Our top donation levels of 50, 35 and $25. Can the association count on your support with one of these."

[me:] "Uh what was the top donation again?"
[male 1:] "Our top donation levels of 50, 35 and $25. Can the Association count on your support with one of these."

[me:] "Uh yes actually the I would like to pledge more. I would like to pledge $350."
[male 1:] "Thank you. And is that amount definitely comfortable for you."

[me:] "Yes."
[male 1:] "Okay. What I'm going to do is get a verifier for you. They're gonna verify the amount as well as your name and address. Hold for a second okay?"

[me:] "Ok."
[male 1:] "And is that amount definitely comfortable for you."

[me:] "Oh yes." [electronic tones]
[male 2:] "Thank you for supporting the Association for Police and First Responders, my name is R.C. Aikensteal. How I mean how much are you willing to donate?"

[me:] "$350."
[male 2:] "I can hear you. Thank you so much. We can print an invoice...yes sir I can hear you. We can print an invoice of a hundred dollar, but you can still send more once you receive that if that would be an additional blessing. I just need the name and address for you to receive the envelope sir. What is your last name please."

[me:] "But I said three hundred and fifty dollars."
[male 2:] "Yes sir, but you can still send more once you receive that if that would be an additional blessing, ah huh. We can print only as I said before we can print only an invoice up to 100."

[me:] "I see, okay. I understand. My name my name is Chris Chris Newkirk.
[male 2:] "Can you please spell me the last name. En e double you kay eye are kay, Newkirk? Chris is sea aich are eye es?"

[me:] "En e double you kay eye yes, correct."
[male 2:] "And address please? The mailing address?"

[me:] "I live at 3032 Duke Lane, yes, 3032 Duke Lane, and that's in Red Bank, New Jersey, 07701."
[male 2:] "Is there any apartment or unit number I need to add, is there any apartment..."

[me:] "No."
[male 2:] "Okay. Can you please, one three three two, thirteen thirty two Duke Lane, hello?"

[me:] "Uh no, three zero, three two. Three zero, three two."
[male 2:] "And can you please spell me the street name?"
[me:] "Yes."
[male 1:] "Okay. What I'm going to do is get a verifier for you. They're gonna verify the amount as well as your name and address. Hold for a second okay?"

[me:] "Ok."
[male 1:] "And is that amount definitely comfortable for you."

[me:] "Oh yes." [electronic tones]
[male 2:] "Thank you for supporting the Association for Police and First Responders, my name is R.C. Aikensteal. How I mean how much are you willing to donate?"

[me:] "$350."
[male 2:] "I can hear you. Thank you so much. We can print an invoice...yes sir I can hear you. We can print an invoice of a hundred dollar, but you can still send more once you receive that if that would be an additional blessing. I just need the name and address for you to receive the envelope sir. What is your last name please."

[me:] "But I said three hundred and fifty dollars."
[male 2:] "Yes sir, but you can still send more once you receive that if that would be an additional blessing, ah huh. We can print only as I said before we can print only an invoice up to 100."

[me:] "I see, okay. I understand. My name my name is Chris Chris Newkirk.
[male 2:] "Can you please spell me the last name. En e double you kay eye are kay, Newkirk? Chris is sea aich are eye es?"

[me:] "En e double you kay eye yes, correct."
[male 2:] "And address please? The mailing address?"

[me:] "I live at 3032 Duke Lane, yes, 3032 Duke Lane, and that's in Red Bank, New Jersey, 07701."
[male 2:] "Is there any apartment or unit number I need to add, is there any apartment..."

[me:] "No."
[male 2:] "Okay. Can you please, one three three two, thirteen thirty two Duke Lane, hello?"

[me:] "Uh no, three zero, three two. Three zero, three two."
[male 2:] "And can you please spell me the street name?"

[me:] "Yes. Three zero, three two. Duke Lane."
[male 2:] "Can you please spell me your first name."

[me:] "Dee you kay e, Duke."
[male 2:] "Oh, good, and uh city, state and ZIP Code."

[me:] "Chris sea aich. Yes, Red Bank, New Jersey 07701."
[male 2:] "So let me just double check your address, correct me if I'm wrong. Three zero, three two, Duke, de you kay e, lane, Red Bank, New Jersey 07701. Right?"

[me:] "Correct."
[male 2:] "Is there any apartment or unit number I need to add?"

[me:] "No, no, the address is good. Just as you read it."
[male 2:] "Okay. Okay so Chris, thank you, you'll receive your invoice for a generous donation of 100 dollar along with our donation envelope and all we ask that you please send a check or a money order back as soon as you receive it because every minute counts and so can we count on you? Can you send back the envelope?"

[me:] "Oh yes yes, yes most definitely."
[male 2:] "Thank you so much, have a wonderful day, stay safe, okay. Bye. Bye now. Happy Holidays. Stay safe. Merry Christmas." [I play cricket chirps for effect]

[me:] "Uh you too. Goodbye." [beep tone and disconnect]

(518) 935-1051 Robo call recorded 08 December 2017 ("The Trump Administration may be changing the current Student Loan Forgiveness programs..." HA!) Student Loan Debt Reduction SCAM

Caller ID: "5189351051"

A misleading robo call that opens with a warning that the Trump Administration may eliminate student loan forgiveness programs and makes an offer to be connected to a live student loan specialist.

The call insults our intelligence on many levels, including their "shotgun" approach to making mass phone calls, hoping to find a few people who owe student loans, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of this insulting, automated, intrusive and unwanted robo call:

[Google Voice announcement:] "...call is now being recorded."

[me:] "Hello?"

[female voice:] "Urgent new update for anyone with a student loan. Trump has officially taken office. He has proclaimed to get rid of or modify SL Code 2009A which offers Student Loan forgiveness and relief for people who cannot afford their current payment. With all this uncertainty don't miss out on your chance to lower your payments by up to 75% or even have them totally forgiven. Press one now to speak to a student loan specialist or press 9 to be removed from our list. Once again press 1 now to get your student loan payment significantly lower or press nine to be removed from our list."

NOTE: Why would I have to press 9 to be put on their Do Not Call list when I'm already on the Government Do Not Call list? What's a matter with these idiots?

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://donotanswer.000webhostapp.com

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(800) 950-5114 Robo call recorded 5 December 2017 ("This is an important message regarding your credit card account...reduce your rate...this is your final notice..." Credit Card SCAM)
Caller ID: "Citi Card")

Also called recently from: (479) 223-8809 | (406) 641-1529 | (727) 683-6120 | calls before 2016: (302) 724-6955 | (385) 208-8809 | (706) 805-1776 | (360) 322-6708 | (616) 980-2164 | (616) 980-2063 | (616) 980-2030 | (616) 613-2228 | (215) 383-3414 | (415) 333-9999 | (281) 966-5793 | (616) 613-2199 | (305) 389-5335

Similar to other calls I receive frequently from different numbers on the same subject, assuring me, "...please consider this your final notice..." with the unusually worded qualifiers "...before we are unable to lower your credit card interest rate..." and "...press 2 and your eligibility to lower your rate will expire".

** Yeah, I wish.**

Their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of their insulting, intrusive and unwanted robo call:

[female voice] "This is an important message regarding your current credit card account. We have made several attempts to reach you. This is your final courtesy call before we are unable to lower your credit card interest rate. Press 1 to speak to the Member Services Department or press 2 and your eligibility to lower your rate will expire."

Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://DoNotAnswer.000webhostapp.com

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(609) 900-1090 Robo call recorded 25 November 2017 ("The Trump Administration may be changing the current Student Loan Forgiveness programs..." HA!) Student Loan Debt Reduction SCAM
Caller ID: "Trenton NJ"
Also calls from: (424) 644-6437 | (347) 584-8275 | (716) 899-5009 | (201) 591-9556 | (201) 645-4046 | (315) 368-4025 | (985) 365-9869 | (561) 717-0227 | (561) 717-0231 | (561) 229-0752 | (561) 229-0755 | (330) 475-8362 | (585) 376-9062
A misleading robo call that opens with an annoying, sing-song voice about the Trump Administration and possible changes to student loan programs and an offer to be connected to a student loan debt live agent.
The call insults our intelligence when it claims "Hello again. We're doing a quick follow up on the letter we sent you in the mail..." when, of course, they never sent anything in the mail, nor do they know our name nor address.
Doubly insulting is their "shotgun" approach to making mass phone calls, hoping to find a few people who owe student loans, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?
Here is a transcript of this insulting, automated, intrusive and unwanted robo call:
[female voice:] "Hello again. We're doing a quick follow up on the letter we sent you in the mail. The Trump Administration may be changing the current Student Loan Forgiveness programs, so you must act now to qualify while you still can. Please press 1 to get connected to a live agent. Please press 2 to be put on our Do Not Call list."
NOTE: Why would I have to press 2 to be put on their Do Not Call list when I'm already on the Government Do Not Call list? What's a matter with these idiots?
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:
http://findgeorge.net23.net/donotanswer/spamcalls.htm (mirror site)
http://donotanswer.netne.net (site may be temporarily down)
Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(602) 362-6133 Robo call recorded 06 November 2017 ("This is an important reminder regarding recent Federal Reserve Bank interest rate increase..." HA!) SCAM

Caller ID: "Phoenix AZ"

A robo call with an annoying British accent (you know, where words ending with letter "a" are pronounced like "er" so that "Visa" is pronounced "Vee-zer") that opens warning that recent Federal Reserve Bank interest rate increases will cause consumers to have to double their monthly minimum debt payments. It's also a bit spooky that they claim to be monitoring my credit and know that I have an "excellent payment history".

Their "shotgun" approach to making mass phone calls, and their total disregard of the Federal Do Not Call list certainly tells us a lot about their business ethic, doesn't it? The fact that their recording uses a British accent suggests to me that this scam originates in India, which we all know to be a hot-bed of telephone scam activity.

Here is a transcript of this automated, intrusive and unwanted robo call:

[Google Voice warning:] "This call is now being recorded."

[female voice w/British accent:] "Hi this is an important reminder regarding recent Federal Reserve Bank interest rate increase. Vee-zer or Mastercard is raising their interest rate and consumers will have to double their monthly minimum payments. Because we have been monitoring your credit and your excellent payment history, you are now eligible to lock your interest rate at 0% for the next 12 months on all your credit card accounts. Congratulations. This is a one time offer. Press one to speak to a live representative now and complete your enrollment. Press one now and enjoy the savings."

* * * * *
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://findgeorge.net23.net/donotanswer/spamcalls.htm (mirror site)
http://donotanswer.netne.net (site may be temporarily down)

If your browser no longer supports the Adobe Flash player, listen to this recorded call on my post at EveryCaller.com (pending moderator approval):
https://www.everycaller.com/phone-number/1-602-362-6133/?submit=19128514#rpt_19128514

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(610) 492-7387 Live call recorded 24 October 2017 (Solicitation for the Pennsylvania Fraternal Order of Police Foundation)
Caller ID: "Newtown Squa PA"
Live call soliciting donations for the Pennsylvania Fraternal Order of Police Foundation.

Sometimes the only way to get these beggars to stop calling you is to annoy them and cause them to consume too many of their resources to call you, so that they won't want to contact you anymore.

The best way to do that is to offer a generous donation of $300 or more and give them a fake credit card number that passes the Luhn test and appears to be a valid card until they try to secure payment from it. If you are on the phone with them it will drive them crazy reading the digits back to you to make sure they got them correctly, as fake credit card numbers that pass the Luhn test do. After several trials, offer them another card. Give them a second fake credit card number and waste their time some more. Tell them your cards are good, you just used them earlier that day to buy something from Amazon. Finally, they'll volunteer to send you a pledge kit in the US Mail for you to fill out and send back to them. Be sure to give them a fake address to waste their postage. When their pledge kit is returned "Invalid Address", they'll probably call you again and you can offer them yet another fake credit card. It shouldn't take long before they flag your phone number on their predictive dialer and you stop getting calls from them for a year or longer.

Here is a transcript of this intrusive and unwanted solicitation call:

Call is now being recorded.

[me:] Hello?
[male voice 1:] Hello, good afternoon, this is Joel Collins calling for the Pennsylvania Fraternal Order of Police Foundation. The call is recorded for quality assurance. Okay?

[me:] Okay.
[male voice 1:] Sir the reason for my call the PA FOP Foundation just kicked off their fund drive and as a paid fundraiser for Residential Programs we're sending out the new pledge get to all supporting residents. The goal of the drive is to help provide assistance to families and local lodges when FOP members are killed in the line of duty, assist injured, retired and elderly FOP members as well as create and maintain a State Memorial for officers tragicly killed in the line of duty. Now sir, when you receive your pledge kit, can the Pennsylvania Fraternal Order of Police Foundation count on you for a fully tax deductible donation?

[me:] Uh yes of course.
[male voice 1:] How fantastic. Well the top spots for the drive are 95, 75 and 55. Now which one is comfortable for you?

[me:] Uh could you repeat those please?
[male voice 1:] Oh, Uh I was just sayng the top spots for the drive are 95, 75 and 55. Now which one is comfortable for you?

[me:] I I think I would like to contribute more than that. Can I contribute more than $95?
[male voice 1:] Okay, well, we don't want to send it out without an amount printed out that your hundred percent comfortable with, so what what's a minimum amount that you can commit to and then once you receive it if you can give more great, so what's a comfortable amount that you can commit to?

[me:] I would commit to $300.
[male voice 1:] Now let me just ask, are you comfortable with that amount?

[me:] Yes I am.
[male voice 1:] Great. Uh now all I need to do is transfer you over to the records department so they confirm your information and have you on your way, so please stay on the line.

[me:] Okay.
[male voice 2:] Hi, it's Robert Cradess of the Verification Department. How are you today?

[me:] I am just fine. How are you doing this afternoon?
[male voice 2:] I'm doing really well. I am paid to make certain you have been correct. Sir, how much did you promise to donate to support the Pennsylvania Association of the Fraternal Order of Police?

[me:] Uh $300.
[male voice 2:] $300? That is very generous of you sir. Now to process your pledge we accept Visa, Mastercard, American Express or Discover. Which one will you be using today?

[me:] Oh uh, don't you send out a uh like a pledge form with the decal and then I return it with a check?
[male voice 2:] The reason we do ask change today. It allows funds to get to work more quickly for the organization. We use Paypal to search and secure. Did you make an exception for the Pennsylvania Fraternal Order of Police Foundation? I need your credit, debit or brace card today, sir.

[me:] Okay, let me just reach into my wallet here, hold hold on a second, my wallet is just out of reach.
[male voice 2:] Okay.

[me:] Okay, let's put this on a Visa card.
[male voice 2:] Alrighty sir, may I have the first and last name as it appears on the card.

[me:] Yeah, the first name is Merle, and I better spell that for you. Em e are el E, Merle.
[male voice 2:] And the last name?

[me:] The last name is Pierce pea eye e are ce e. Pierce.
[male voice 2:] At this point I'm ready for the card number as soon as you are.

[me:] Okay, it's four 5 5 6.
[male voice 2:] Mm hmm.

[me:] 5 1 6 9.
[male voice 2:] Mm hmm.

[me:] 6 6 3 8.
[male voice 2:] Mm hmm.

[me:] Zero one one zero.
[male voice 2:] And expiration date?

[me:] Uh it expires April of 2019 two oh one nine.
[male voice 2:] Thanks much sir, the donation's $300, right?

[me:] Correct.
[male voice 2:] Alright, um, just let you know, an additional gift of $5 to your original pledge will offset some of the costs for the drive while [unintelligible] for the programs. Can they count on you for the additional gift of $5?

[me:] Alright now, you were breaking up. What about $5?
[male voice 2:] It would help offset some overhead cost for the drive and allow more funding for the programs. Can they count on the additional gift the $5?

[me:] Oh, uh, you want an additional $5 to offset cost?
[male voice 2:] I'm supposed to ask fortunately, yes.

[me:] Uh yeah, I'll donate an extra 5.
[male voice 2:] Alright at this point I'll submit your card for verification, please give me a second as it processes.

[me:] I'm sorry, I can't hear you. What?
[male voice 2:] Give me a second while it processes.

[me:] Okay? I can hold.
[male voice 2:] Yeah because the card won't process, you made a mistake...have you a ball gus.

[me:] Yeah, the number is 4 5 5 6, 5 1 6 9...
[male voice 2:] Mm hmmm.

[me:] 6 3 8...
[male voice 2:] Six three three eight?

[me:] Correct. 38.
[male voice 2:] Okay.

[me:] Zero one one zero.
[male voice 2:] Okay. I'll try it again. Please give me a second as it processes. Mmmmm. Now just one second. Hey some reason you know is weird, but I got to get my manager hold on one second please.

[me:] Okay.
[male voice 2:] Sorry about that sir. Give me just one second while it processes.

[me:] Okay. Alright. I'm going to read the card number one time it is 4556. [male voice 2:] 5 1 6 9.

[me:] Right.
[male voice 2:] 6 3 3 8.

[me:] No no no. Double six 3 8.
[male voice 2:] Double six 3 8.

[me:] Correct.
[male voice 2:] Then oh one one oh. Then expiration is 4/19.

[me:] Correct.
[male voice 2:] some reason it does not want to go through. is your middle initial on the card?

[me:] Uh yes, my middle initial is...middle initial is jay, like Joseph.
[male voice 2:] You don't know how many times with that being the problem.

[me:] Merle J. Pierce.
[male voice 2:] Hang on just one more second.

[me:] Okay.
[male voice 2:] Um do you have a daily limit on your card at all sir?

[me:] Daily limit, no. The only limit I have is that it can't be used overseas. Are you calling me from overseas?
[male voice 2:] What's that, what's the expiration date, this isn't overseas sir.

[me:] The last day of April two oh one nine.
[male voice 2:] Two oh one nine and the number again is 4556.

[me:] Right.
[male voice 2:] Five one six nine.

[me:] Right.
[male voice 2:] Six six three eight.

[me:] Correct.
[male voice 2:] Zero one one zero.

[me:] Right, now I noticed you didn't ask me for the 3 number from the back.
[male voice 2:] Yeah that's 'cause we never ask for that because we don't need it.

[me:] Okay, usually people ask for that okay, and you got my middle initial jay, Merle J. Pierce.
[male voice 2:] vFor some reason your bank is blocking us from sending it, processing it.

[me:] Well, would you like to try a different card?
[male voice 2:] Uh if you have a different card, sure, and then, the first name's spelled em e are el e, correct?

[me:] Correct.
[male voice 2:] Okay. [unintelligible], (background supervisor "try a different card") Alrighty. If you have a different card we'll try that sir. Sorry about this.

[me:] Yeah, just a second here. Oh I got to get my other wallet. Hang on just a second while I get my other wallet.
[male voice 2:] Take your time.

[me:] Okay, uh you accept Mastercard?
[male voice 2:] Yes.

[me:] Okay, five three seven one.
[male voice 2:] Mm hum.

[me:] Six one two two.
[male voice 2:] Mm hum.

[me:] Six six seven.
[male voice 2:] Mm hum.

[me:] Five two five.
[male voice 2:] And the expiration date for that?

[me:] Expires the last day of May two oh one nine.
[male voice 2:] Alright. This point [unintelligible]. Alright. Five three seven one.

[me:] Right.
[male voice 2:] Six one two two.

[me:] Right.
[male voice 2:] Six six seven five.

[me:] h no, no no no.
[male voice 2:] Alright.

[me:] No, that's completely wrong. Okay the first two groups of 4 were you had correct.
[male voice 2:] Right.

[me:] The third group for is 8 6 6-7.
[male voice 2:] 8 6-6 7 and the fourth group?

[me:] Six five two five.
[male voice 2:] Alright. Thank you very much, sir.

[me:] We have a bad connection here.
[male voice 2:] Yeah.

[me:] I find it hard to hear you a lot.
[male voice 2:] Yeah. I'm not sure I'm hearing you as well sir. And can I get your complete mailing address as well to get your letter out to you?

[me:] Uh Yeah, yeah, uh just a second uh let let I'm getting another call here. Let me decline it. Oh okay, they hung up. My address is three four zero eight, that's 3408, Tipple, t i p p l e, Road
[male voice 2:] Mm hmm.

[me:] And that's in Philadelphia, Pennsylvania.
[male voice 2:] And the ZIP Code?

[me:] 19118.
[male voice 2:] 19118. Alright, and then the name on the card is still Merle J Pierce?

[me:] Yes.
[male voice 2:] Okay. This card is also blocking it for some reason. Sir I'm sorry we'll we'll [unintelligible] get a pledge kit out to you and you can mail it back if that'd be alright.

[me:] Yeah, that'll be good. I'm kind of running out of time here someone's waiting for me.
[male voice 2:] Yeah, let's just get it mailed out to you should take two days to get your pledge kit. In there will be an official receipt for 99 dollars cuz whatever is in pledge kit.

In there there'll be an official receipt for $99 cuz whatever is in your pledge kit[unintelligible]. I think the weather along since [unintelligible] again, all contributions and gifts your position are tax deductible. One last thing before I let you go, can the Fraternal Order of Police Foundation definitely count on you to send back your $99, your $300 donation as soon as you receive your pledge kit in the mail?

[me:] Uh, within a day or two, yes.
[male voice 2:] Great. Thanks once again for supporting the Fraternal Order of Police Foundation, have a great rest of your day.

[me:] Okay, you too.
[male voice 2:] Thank yew, bye.

[me:] Goodbye.
* * * * *
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://findgeorge.net23.net/donotanswer/spamcalls.htm (mirror site)
http://donotanswer.netne.net (site may be temporarily down)

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(610) 229-9096 recorded 27 October 2017 (Alex, automated voice recognition call for Law Enforcement Coalition, a PAC soliciting donations to line somebody's pocket)
Caller ID: "Putnam Partners"

"Alex", probably the best automated voice recognition call I've received to date, soliciting donations for Law Enforcement Coalition, a PAC claiming "to provide strong political support to our police officers, and sheriff's deputies who put their lives on the line every day..."

The connection was slightly choppy and at first I wasn't sure if I was conversing with a robot or a live fundraiser. Sometimes it said "uh huh" and other times "mm hmm", when I spelled my name, like a real person, good touch. I finally noticed that when it repeated sentences, it repeated the exact sentence as spoken earlier, a giveaway that I was hearing computer guided sound clips (listen especially when I ask "Alex" to repeat the donation amounts).

Law Enforcement Coalition does have a professional but the content seems much to general which suggests to me that it is not a wise idea to donate to their cause.

When any solicitor calls asking for donations, I find it best to waste their time by agreeing to donate and give them a fake name, address and credit card number. They waste more time calling you back a week or two later to try to correct the invalid address you've provided, or to try another credit card.

Here is a transcript of this intrusive and unwanted computer guided voice recognition solicitation call:

[male voice:] "Hi, is John there?"

[me:] "Speaking. Hello? Hello?"
[male voice:] "My name is Alex."

[me:] "Good morning Alex. Good morning Alex."
[male voice:] "The reason for my call is that the Law Enforcement Coalition is having a fundraising drive to provide strong political support to our police officers, and sheriff's deputies who put their lives on the line every day to keep it safe. We're providing donation return envelopes to all supporters, so when you receive your donation return envelope can we count on you to return a small donation for the drive?"

[me:] "Uh yes, of course."
[male voice:] "Fantastic, and thank you so much. Today's top sponsorships are 100, 50 or 35 dollars. Can we count on your support with one of these?"

[me:] "Uh, what are those categories again, please?"
[male voice:] "So if we were to send you a letter in the mail with the return envelope can we count on your one time contribution of $100 $50 or $35?"

[me:] "Uh yes."
[male voice:] "Terific. With your permission may I put you down for a gift of $100?"

[me:] "Well, I would like to give more."
[male voice:] "No problem."

[me:] "I would like to pledge..."
[male voice:] "With your permission may I put you down for a gift of $100?"

[me:] "...$300"
[male voice:] "And are you 100% comfortable with that donation amount?"

[me:] "Yes I am."
[male voice:] "And just to confirm you're okay with sending commitment amount in two to three weeks, correct?"

[me:] "Yes."
[male voice:] "Thank you so much. I just need to check your address so we can send that letter out to you. Could you please tell me your mailing address?"

[me:] "Yes, I live at 3408 Tipple Road..."
[male voice:] "Uh huh..."

[me:] "And that's in Philadelphia, Pennsylvania."
[male voice:] "Uh huh..."

[me:] "19118."
[male voice:] "Okay, and is there an apartment or suite number?"

[me:] "No."
[male voice:] "Could you please tell me your full name so I can make sure we have it correct on the letter."

[me:] "Yes, my first name is Merle, em, e, are, el, E."
[male voice:] "Mm hmm."

[me:] "Middle Initial jay, like John."
[male voice:] "Uh huh."

[me:] "And the last name is Pierce, pea e eye are cee e, Pierce."
[male voice:] "Uh huh. And is your preferred title Mister?"

[me:] "Yes."
[male voice:] "Wonderful. I want to say that the call has been paid for by the Americans for Law Enforcement PAC and is not authorized by any candidate or candidate's committee. We're on the web at Law Enforcement Coalition.org. We thank you again for your commitment. We'll be sending your letter in the mail, please keep an eye out for it. Please use the return envelope enclosed to send in your contribution to Law Enforcement Coalition. Okay?"

[me:] "Okay."
[male voice:] "Have a great rest of your day. Goodbye."

[me:] "You too, goodbye."

(551) 888-0363 Robo call recorded 03 August 2017 ("This is an important reminder regarding recent Federal Reserve Bank interest rate increase..." HA!) SCAM

Caller ID: "Consmr Debt Rlf"

A robo call with an annoying British accent (you know, where words ending with letter "a" are pronounced like "er" so that "Visa" is pronounced "Vee-zer") that opens warning that recent Federal Reserve Bank interest rate increases will cause consumers to have to double their monthly minimum debt payments. It's also a bit spooky that they claim to be monitoring my credit and know that I have an "excellent payment history".

Their "shotgun" approach to making mass phone calls, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it? The fact that their recording uses a British accent suggests to me that this scam originates in India, which we all know to be a hot-bed of telephone scam activity.

Here is a transcript of this automated, intrusive and unwanted robo call:

"This call is now being recorded."

[female voice w/British accent:] "Hi this is an important reminder regarding recent Federal Reserve Bank interest rate increase. Vee-zer or Mastercard is raising their interest rate and consumers will have to double their monthly minimum payments. Because we have been monitoring your credit and your excellent payment history, you are now eligible to lock your interest rate at 0% for the next 12 months on all your credit card accounts. Congratulations. This is a one time offer. Press one to speak to a live representative now and complete your enrollment. Press one now and enjoy the savings."

* * * * *
Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://findgeorge.net23.net/donotanswer/spamcalls.htm (mirror site)
http://donotanswer.netne.net (site may be temporarily down)

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam

(323) 202-2974 Robo call recorded 24 October 2017 ("This is an important reminder regarding recent Federal Reserve Bank interest rate increase..." HA!) SCAM

Caller ID: "Consmr Debt Rlf"

A robo call with an annoying British accent (you know, where words ending with letter "a" are pronounced like "er" so that "Visa" is pronounced "Vee-zer") that opens warning that recent Federal Reserve Bank interest rate increases will cause consumers to have to double their monthly minimum debt payments. It's also a bit spooky that they claim to be monitoring my credit and know that I have an "excellent payment history".

Their "shotgun" approach to making mass phone calls, and their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it? The fact that their recording uses a British accent suggests to me that this scam originates in India, which we all know to be a hot-bed of telephone scam activity.

Here is a transcript of this automated, intrusive and unwanted robo call:

"This call is now being recorded."

[female voice w/British accent:] "Hi this is an important reminder regarding recent Federal Reserve Bank interest rate increase. Vee-zer or Mastercard is raising their interest rate and consumers will have to double their monthly minimum payments. Because we have been monitoring your credit and your excellent payment history, you are now eligible to lock your interest rate at 0% for the next 12 months on all your credit card accounts. Congratulations. This is a one time offer. Press one to speak to a live representative now and complete your enrollment. Press one now and enjoy the savings."

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Thanks to Google Voice ( www.google.com/voice ) you can hear this recording on my Spam Calls web page:

http://findgeorge.net23.net/donotanswer/spamcalls.htm (mirror site)
http://donotanswer.netne.net (site may be temporarily down)

Signup for your own free Google Voice account at www.google.com/voice and avoid telephone call spam